

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
296 Oak Lane Trak is a 2021-built home in Silver Spgs Shores Un #32, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,300 square feet of living space. Listed at $239,900 (about $185/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Built in 2021, move-in ready, and NO HOA—this is the kind of home that makes the decision easy. Tucked against a beautiful wooded backdrop, this 3-bedroom, 2-bath home offers 1,300 square feet of thoughtfully designed living space on a .26-acre lot, combining the benefits of a newer home with a little extra breathing room outside. Step inside to a bright, welcoming interior with wood-look flooring, neutral finishes, and an easy-flowing layout that feels comfortable from the moment you walk through the door. The kitchen features granite countertops, plenty of cabinetry and workspace, and connects naturally with the main living area—keeping everyday life simple and functional. The primary suite offers its own private retreat with a dual-sink granite vanity and walk-in shower, while two additional bedrooms provide plenty of flexibility for family, guests, or a home office. A second full bathroom, attached two-car garage, and public utilities round out the practical side of the home. But don't overlook the setting. Slide open the back doors and step onto the patio overlooking a spacious backyard framed by mature woods—an inviting blank canvas for a firepit, outdoor dining area, garden, or simply a quiet place to unwind at the end of the day. With 2021 construction, public utilities, a quarter-acre lot, two-car garage, and NO HOA, this home checks a lot of boxes without overcomplicating things. Come see how easily this one could feel like home—schedule your private showing today.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 365 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$239,900
$185 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,300 sq ft
Time on market
16 days
Year built
2021
Monthly payment
About $1,675/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,653 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







