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Overview

3 bd2 ba1,300 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2021
Lot11,326 sqft
Living area1,300 sqft
Price / sqft$185
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboSplit BedroomStone CountersThermostatLightingPrivate MailboxPrivate YardConvection Oven

296 Oak Lane Trak is a 2021-built home in Silver Spgs Shores Un #32, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,300 square feet of living space. Listed at $239,900 (about $185/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Built in 2021, move-in ready, and NO HOA—this is the kind of home that makes the decision easy. Tucked against a beautiful wooded backdrop, this 3-bedroom, 2-bath home offers 1,300 square feet of thoughtfully designed living space on a .26-acre lot, combining the benefits of a newer home with a little extra breathing room outside. Step inside to a bright, welcoming interior with wood-look flooring, neutral finishes, and an easy-flowing layout that feels comfortable from the moment you walk through the door. The kitchen features granite countertops, plenty of cabinetry and workspace, and connects naturally with the main living area—keeping everyday life simple and functional. The primary suite offers its own private retreat with a dual-sink granite vanity and walk-in shower, while two additional bedrooms provide plenty of flexibility for family, guests, or a home office. A second full bathroom, attached two-car garage, and public utilities round out the practical side of the home. But don't overlook the setting. Slide open the back doors and step onto the patio overlooking a spacious backyard framed by mature woods—an inviting blank canvas for a firepit, outdoor dining area, garden, or simply a quiet place to unwind at the end of the day. With 2021 construction, public utilities, a quarter-acre lot, two-car garage, and NO HOA, this home checks a lot of boxes without overcomplicating things. Come see how easily this one could feel like home—schedule your private showing today.

The essentials

Built
2021
Price / sqft
$185
On market
16 days
Annual tax
$3,653
Flood zone
X · Low risk
Lot
11,326 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
0.26 acres
Lot size
1,300 sqft
Living area

Payment

Est. monthly payment
$1,675/mo
Down payment (20%)
$47,980
Property taxes
$304/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
11,326 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
16
Kitchen/Family Room Combo
Split Bedroom
Stone Counters
Thermostat
Lighting
Private Mailbox
Private Yard
Convection Oven
Cooktop
Dishwasher
Microwave
Refrigerator
Flood Zone X
Annual Tax (2025)
$3,653
Parcel #
9032-0880-02

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Spgs Shores Un #32
County
Marion
MLS Area
34472 - Ocala
Lot Size
11,326 sqft

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #OM733135
$239,900
$185/sqft

Neighborhood

296 Oak Lane Trak
Ocala, FL, 34472 · 34472 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $239,900
$239,900
99.5% – 100% of listTops out right at the list price
80% of listList price
228 of the last 365 home closings in 34472 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 16.

Sample: 365 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,676/mo
Principal & interest$1,251
Property taxes$304
Insurance$120
Down payment20% · $47,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$239,900

$185 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,300 sq ft

Time on market

16 days

Year built

2021

Monthly payment

About $1,675/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,653 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGAILEY ENTERPRISES REAL ESTATEListing agent: Drew MasseyListing data from Stellar MLS, MLS# OM733135.

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