8847 SW 104th Cir, photo 1
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Overview

3 bd2 ba2,225 sqftSingle Family
TypeSingle Family
HOA$491/mo
Built2020
Lot12,632 sqft
Living area2,225 sqft
Price / sqft$177

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Friday, Oct 16 · 10:00 AM to 1:00 PM

About this home

Chair RailCoffered Ceiling(s)Crown MoldingKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)

8847 SW 104th Cir is a 2020-built home in On Top Of The World, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,225 square feet of living space. Listed at $394,788 (about $177/sqft), 5 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $491 monthly.

From the listing

Some homes simply have to be experienced—and this extraordinary Ariana is one of them! Beautiful sunsets, peaceful views, and designer touches throughout make this 2020-built home an exceptional opportunity. Built for entertaining and thoughtfully upgraded for everyday comfort, it offers two bedrooms plus a versatile flex room, two beautifully appointed bathrooms, a 3-car tandem garage, and an incredible bonus sunroom—all for less than $400,000! The open living and dining areas flow into a stunning kitchen featuring quartz countertops, stainless steel appliances, and a gorgeous backsplash. From intimate dinners to lively gatherings, this home makes entertaining feel effortless. The split floor plan provides privacy for the primary suite, creating a relaxing retreat with an upgraded en suite bath and a completed California Closet system. The spacious laundry room connects directly to the primary suite and includes a washer and dryer, abundant storage, a large utility sink, and additional California Closet organization. The versatile flex room offers space for a home office, mancave, creative studio, or hobbies. A true standout is the bonus 320-square-foot sunroom with heating and air conditioning, hurricane windows, blinds, and abundant natural light. Create a second living room, game room, craft space, or home office while enjoying peaceful views of open green space and the retention pond. Step outside to the separate screened lanai, where beautiful sunsets provide the backdrop for relaxing evenings overlooking the fenced backyard. The outdoor grilling patio adds another inviting setting for casual meals and gatherings with friends. The 3-car tandem garage includes a 4-foot extension and a Lifestyle garage door screen, providing generous space for vehicles, a golf cart, storage, and projects. A widened driveway and the home’s position farther back on the lot add parking convenience. Located in On Top of the World in Ocala, this home comes with a lifestyle worth celebrating. Enjoy swimming, pickleball, tennis, fitness activities, walking trails, clubs, cards, creative pursuits, and lifelong learning. Golf, dining, entertainment, and community gatherings offer even more ways to enjoy your days and connect with friends. The HOA package adds convenience with lawn care, internet, exterior painting every seven years, roof care for 25 years, trash service, common-area maintenance, community amenities, and HOA-provided insurance coverage. Owners carry their own condo insurance policy—giving you more time to enjoy your home and the Florida lifestyle. Owner financing is available with 50% down, subject to mutually agreed terms. The motivated seller is flexible, creative, and welcomes all offers. BUYER INCENTIVE: Qualified buyers may receive a lender-paid, one-year interest rate buydown—one percentage point below the note rate during the first year—with an eligible Conventional or FHA purchase loan for a primary residence. Ask for complete details and qualification requirements. Photos include actual property photographs and AI-generated, virtually staged images illustrating furnishing possibilities. Virtual furnishings are for illustration. This Ariana is anything but ordinary. Come experience the views, the upgrades, the entertaining spaces, and the exceptional value for yourself. Schedule your private showing today—your next chapter could begin here!

The essentials

Built
2020
Price / sqft
$177
On market
5 days
Annual tax
$4,101
HOA
$491/mo
Flood zone
X · Low risk
Lot
12,632 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
0.29 acres
Lot size
2,225 sqft
Living area

Payment

Est. monthly payment
$3,089/mo
Down payment (20%)
$78,958
Property taxes
$342/mo
HOA
$491/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
12,632 sqft
Cooling
Central Air
Heating
Central
Parking
Tandem
Days on Market
5
Chair Rail
Coffered Ceiling(s)
Crown Molding
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Gas Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$4,101
Parcel #
3530-037-013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
12,632 sqft
LandscapedStreet Dead-End
HOA
$491/mo
Lori Sands

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #OM733598
$394,788
$177/sqft

Neighborhood

8847 SW 104th Cir
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $394,788
$387,500 – $394,788
97.9% – 100% of listTops out right at the list price
80% of listList price
255 of the last 509 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 5.

Sample: 509 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,089/mo
Principal & interest$2,059
Property taxes$342
Insurance$197
HOA$491
Down payment20% · $78,958
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$394,788

$177 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,225 sq ft

Time on market

5 days

Year built

2020

Monthly payment

About $3,089/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,101 annual tax bill, insurance, and the $491/mo HOA fee.

HOA fee

$491/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byALL FLORIDA HOMES REALTY LLCListing agent: Janet SchrepelListing data from Stellar MLS, MLS# OM733598.

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