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Overview

2 bd2 ba2,019 sqft2 car garageSingle Family
TypeSingle Family
HOA$493.63/mo
Built2026
Lot9,750 sqft
Living area2,019 sqft
Price / sqft$224
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
ON TOP OF THE WORLD
Type
Single Family Residence

True monthly carry

HOA
~$494/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

ThermostatWalk-in Closet(s)Buyer Approval RequiredDog ParkGated Community - No GuardGolf Carts OKGolfPark

10344 SW 106th CT is a 2026-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,019 square feet of living space. Listed at $452,960 (about $224/sqft), 5 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

Discover the Ariana model, a thoughtfully designed new construction home in Longleaf Ridge at On Top of the World in Ocala, offering a welcoming layout that combines comfort, functionality, and modern Florida living. This 2-bedroom, 2-bath home features an open and inviting great room that flows into the kitchen, creating a comfortable space for everyday living and entertaining. The well-planned layout makes the most of its living areas while providing a natural balance between shared spaces and privacy. The versatile flex room offers endless possibilities, whether you need a home office, hobby room, reading space, or personal retreat. The private primary suite provides a relaxing place to unwind, while the additional bedroom offers comfortable accommodations for guests. A convenient laundry suite helps simplify daily routines, and the 2-car garage with dedicated golf cart space provides room for vehicles, storage, and easy access to the community's amenities. The floor plan also includes a covered lanai, extending the living space outdoors and creating a pleasant spot to enjoy the Florida sunshine. Located in Longleaf Ridge at On Top of the World, residents can enjoy a vibrant lifestyle with an array of amenities, recreational activities, clubs, and social opportunities. The Ariana is a wonderful opportunity to enjoy the benefits of new construction, a versatile floor plan, and the relaxed lifestyle of this desirable Ocala community.

The essentials

Built
2026
Price / sqft
$224
On market
5 days
Annual tax
$382
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
9,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Golf Cart Parking
9,750 sqft lot
Lot size
2,019 sqft
Living area

Payment

Est. monthly payment
$3,114/mo
Down payment (20%)
$90,592
Property taxes
$32/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,750 sqft
Cooling
Central Air
Heating
Central
Parking
Golf Cart Parking
Days on Market
5
Thermostat
Walk-in Closet(s)
Buyer Approval Required
Dog Park
Gated Community - No Guard
Golf Carts OK
Golf
Park
Pool
Racquetball
Restaurant
Tennis Court(s)
Built-in Oven
Dishwasher
Disposal
Microwave
Range Hood
Refrigerator
Flood Zone x
Annual Tax (2025)
$382
Parcel #
3530-067-101

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
9,750 sqft
HOA
$493.63/mo
Lori Sands

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #OM733795
$452,960
$224/sqft

Neighborhood

10344 SW 106th CT
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $452,960
$442,500 – $452,960
97.9% – 100% of listTops out right at the list price
80% of listList price
255 of the last 509 home closings in 34481 landed at this number or higher (50%). The median one sat 52 days before it went under contract, and this one is on day 5.

Sample: 509 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,115/mo
Principal & interest$2,362
Property taxes$32
Insurance$226
HOA$494
Down payment20% · $90,592
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$452,960

$224 per sq ft

Beds and baths

2 beds, 2 baths

Size

2,019 sq ft

Time on market

5 days

Year built

2026

Monthly payment

About $3,114/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $382 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Jason TaflingerListing data from Stellar MLS, MLS# OM733795.

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