13143 SE 97th Terrace Rd, photo 1
Active
1 / 30

Overview

3 bd2 ba1,667 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2001
Lot7,405 sqft
Living area1,667 sqft
Price / sqft$191
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Private YardRain Gutters

13143 SE 97th Terrace Rd is a 2001-built home in Spruce Crk CC Starr Pass Rep, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,667 square feet of living space. Listed at $318,000 (about $191/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Are you ready to make a move? This beautiful 3 bedroom 2 bath 1675 square feet, Coral Gable floor plan is ready for you to call home. When you enter your new home you step into your open living/dining area with breakfast bar perfect for entertaining. Your spacious renovated eat in kitchen is equipped with a stainles gas stove/oven and built in microwave, granite counter tops and pantry. Picture yourself here preparing meals for your family and friends and enjoying the Spruce Creek CC life style. The fun can extend out onto your partially covered lanai overlooking a peaceful preserve. When it's time to relax for the night you extra large primary bedroom with walk in closet awaits you. Your ensuite has been remodeled with tile floors and a tiled walk in shower. It also has large vanity with dual sinks. The other w bedrooms share the hall bath with a tub shower combo. Your laundry/mud room is conveniently located inside just as you come in from the garage. This home is also equipped with solar panels but no worries they are paid for so you don't have to take on a lease or loan. This 55+ community is waiting for you to call it home. Schedule your private showing today. HVAC 2018, Roof 2017

The essentials

Built
2001
Price / sqft
$191
On market
1 day
Annual tax
$4,450
HOA
$214/mo
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Community pool
Fitness center too
2 car garage
Garage Door Opener
7,405 sqft lot
Lot size
1,667 sqft
Living area

Payment

Est. monthly payment
$2,402/mo
Down payment (20%)
$63,600
Property taxes
$371/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
7,405 sqft
Cooling
Central Air
Heating
Central, Gas
Parking
Garage Door Opener
Days on Market
1
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Private Yard
Rain Gutters
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Gas Cooktop
Gas Water Heater
Microwave
Range
Refrigerator
Elementary
Belleview Elementary School
Middle
Lake Weir Middle School
High
Lake Weir High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,450
Parcel #
6124-034-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Crk CC Starr Pass Rep
County
Marion
MLS Area
34491 - Summerfield
Lot Size
7,405 sqft
HOA
$214/mo
Nicole Arias

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #OM733809
$318,000
$191/sqft

Neighborhood

13143 SE 97th Terrace Rd
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $318,000
$312,500 – $318,000
98% – 100% of listTops out right at the list price
80% of listList price
180 of the last 358 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 1.

Sample: 358 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,402/mo
Principal & interest$1,658
Property taxes$371
Insurance$159
HOA$214
Down payment20% · $63,600
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$318,000

$191 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,667 sq ft

Time on market

1 day

Year built

2001

Monthly payment

About $2,402/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,450 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX FOXFIRE - SUMMERFIELDListing agent: Beverly St GeorgeListing data from Stellar MLS, MLS# OM733809.

Keep exploring Florida

Pick up where you left off, or see what else is out there.