10133 SW 89th Loop, photo 1
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Overview

2 bd2 ba2,297 sqft2 car garageSingle Family
TypeSingle Family
HOA$493.63/mo
Built2018
Lot12,546 sqft
Living area2,297 sqft
Price / sqft$174
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingSplit BedroomStone CountersThermostatWalk-in Closet(s)Window TreatmentsBuyer Approval Required

10133 SW 89th Loop is a 2018-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,297 square feet of living space. Listed at $398,900 (about $174/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

PRIVATE POOL HOME ON AN OVERSIZED LOT IN AVALON 4! Discover the perfect blend of comfort, flexibility, and Florida living in this 3-bedroom, 2-bath home with a 2.5-car garage featuring a golf cart offset, conveniently located near the amenities of On Top of the World. From the moment you arrive, you'll appreciate the beautiful curb appeal, highlighted by a paver driveway, raised landscape beds, and a welcoming covered front porch with space to sit and relax. Inside, the thoughtfully designed floor plan offers plenty of room to spread out. Just off the entry, a versatile flex room with barn doors is ideal for a home office, craft room, or hobby space. Two guest bedrooms and a guest bathroom are conveniently located on the opposite side of the entry. The main living areas feature tile flooring, while two solar tubes fill the living room with natural light. The primary suite also features tile flooring and offers direct access to the pool area, making it easy to enjoy your own backyard retreat. Just off the dining room, an enclosed Florida room provides an additional living space perfect for relaxing, entertaining, or enjoying views of the outdoors. Step outside and experience one of this home's standout features a private swimming pool surrounded by a screened birdcage enclosure, offering plenty of space to lounge, entertain, or simply enjoy Florida's beautiful weather. A roof-mounted solar pool heating system adds to the pool's appeal, while the oversized privacy lot creates a wonderful setting for outdoor enjoyment. Rectangle Lawn Ornament between plants at front of home does not convey. Whether you're enjoying a quiet morning on the covered front porch, relaxing in the Florida room, or spending the afternoon poolside, this home offers multiple spaces to enjoy the Florida lifestyle. With its desirable Avalon 4 location and convenient access to On Top of the World's amenities, this property is ready to welcome you home. Schedule your private showing today!

The essentials

Built
2018
Price / sqft
$174
On market
6 days
Annual tax
$514
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
12,546 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Private pool
In Ground
2 car garage
0.29 acres
Lot size
2,297 sqft
Living area

Payment

Est. monthly payment
$2,816/mo
Down payment (20%)
$79,780
Property taxes
$43/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
12,546 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
-
Pool
In Ground, Screen Enclosure
Days on Market
6
Ceiling Fans(s)
Crown Molding
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Playground
Pool
Racquetball
Restaurant
Special Community Restrictions
Tennis Court(s)
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$514
Parcel #
3530-0340094

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
12,546 sqft
HOA
$493.63/mo
Lori Sands

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #OM733875
$398,900
$174/sqft

Neighborhood

10133 SW 89th Loop
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $398,900
$390,000 – $398,900
97.7% – 100% of listTops out right at the list price
80% of listList price
256 of the last 511 home closings in 34481 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 6.

Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,817/mo
Principal & interest$2,080
Property taxes$43
Insurance$199
HOA$494
Down payment20% · $79,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$398,900

$174 per sq ft

Beds and baths

2 beds, 2 baths

Size

2,297 sq ft

Time on market

6 days

Year built

2018

Monthly payment

About $2,816/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $514 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Christy MainListing data from Stellar MLS, MLS# OM733875.

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