8637 SW 97th Lane Rd #E, photo 1
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Overview

2 bd2 ba1,493 sqft1 car garageVilla
TypeVilla
HOA$493/mo
Built1984
Lot2,021 sqft
Living area1,493 sqft
Price / sqft$100
Garage1 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboThermostatWalk-in Closet(s)LightingSidewalkBuyer Approval RequiredClubhouse

8637 SW 97th Lane Rd #E is a 1984-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,493 square feet of living space. Listed at $149,990 (about $100/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493 monthly.

From the listing

Carefree Florida living in this inviting Villa nestled in the highly sought-after 55+ community of On Top of the World! Offering over 1,400 square feet of comfortable living space, this 2-bedroom, 2-bath home blends everyday convenience with the relaxed lifestyle you've been dreaming of. The open floorplan brings the living and dining areas together, creating a welcoming space to relax, entertain, and enjoy time with family and friends. The spacious kitchen is ready to impress with granite countertops, stainless steel appliances, and a breakfast counter perfect for casual meals and morning coffee. The private primary suite offers a peaceful place to unwind, complete with a generous walk-in closet. Enjoy the best of indoor-outdoor living with a covered front porch, an enclosed sunroom, and an adjoining screened patio—ideal for enjoying Florida's beautiful weather, firing up the grill, or simply relaxing with your favorite drink. The HVAC was replaced in 2021, and the washer and dryer are conveniently located in the garage. Even better, On Top of the World maintains the home's yard and exterior, giving you more time to enjoy the things you love and less time worrying about upkeep. And the lifestyle? That's where the real magic begins! Residents enjoy 24/7 gated security, multiple resort-style pools, fitness centers, an active social scene, and golf-cart-friendly access to nearby shopping and everyday conveniences. With healthcare facilities, restaurants, and shopping just a short drive away, this move-in-ready home offers the perfect opportunity to embrace an active, connected, and low-maintenance retirement lifestyle. Come discover why life is better On Top of the World!

The essentials

Built
1984
Price / sqft
$100
On market
1 day
Annual tax
$461
HOA
$493/mo
Flood zone
X · Low risk
Lot
2,021 sqft
Type
Villa

At a glance

Villa
Built 1984
Community pool
Fitness center too
1 car garage
2,021 sqft lot
Lot size
1,493 sqft
Living area

Payment

Est. monthly payment
$1,388/mo
Down payment (20%)
$29,998
Property taxes
$38/mo
HOA
$493/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1984
Lot
2,021 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
1
Ceiling Fans(s)
Living Room/Dining Room Combo
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Racquetball
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Dishwasher
Dryer
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$461
Parcel #
3530-1922-05

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
2,021 sqft
HOA
$493/mo
Lori Sands

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #OM734134
$149,990
$100/sqft

Neighborhood

8637 SW 97th Lane Rd #E
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $149,990
$144,000 – $149,990
95.8% – 100% of listTops out right at the list price
80% of listList price
43 of the last 85 townhouse or villa closings in 34481 landed at this number or higher (51%). The median one sat 62 days before it went under contract, and this one is on day 1.

Sample: 85 closed townhouse or villa sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,389/mo
Principal & interest$782
Property taxes$38
Insurance$75
HOA$493
Down payment20% · $29,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$149,990

$100 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,493 sq ft

Time on market

1 day

Year built

1984

Monthly payment

About $1,388/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $461 annual tax bill, insurance, and the $493/mo HOA fee.

HOA fee

$493/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTCT REALTY GROUP LLCListing agent: Roberto CeliListing data from Stellar MLS, MLS# OM734134.

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