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About this home
8637 SW 97th Lane Rd #E is a 1984-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,493 square feet of living space. Listed at $149,990 (about $100/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493 monthly.
Carefree Florida living in this inviting Villa nestled in the highly sought-after 55+ community of On Top of the World! Offering over 1,400 square feet of comfortable living space, this 2-bedroom, 2-bath home blends everyday convenience with the relaxed lifestyle you've been dreaming of. The open floorplan brings the living and dining areas together, creating a welcoming space to relax, entertain, and enjoy time with family and friends. The spacious kitchen is ready to impress with granite countertops, stainless steel appliances, and a breakfast counter perfect for casual meals and morning coffee. The private primary suite offers a peaceful place to unwind, complete with a generous walk-in closet. Enjoy the best of indoor-outdoor living with a covered front porch, an enclosed sunroom, and an adjoining screened patio—ideal for enjoying Florida's beautiful weather, firing up the grill, or simply relaxing with your favorite drink. The HVAC was replaced in 2021, and the washer and dryer are conveniently located in the garage. Even better, On Top of the World maintains the home's yard and exterior, giving you more time to enjoy the things you love and less time worrying about upkeep. And the lifestyle? That's where the real magic begins! Residents enjoy 24/7 gated security, multiple resort-style pools, fitness centers, an active social scene, and golf-cart-friendly access to nearby shopping and everyday conveniences. With healthcare facilities, restaurants, and shopping just a short drive away, this move-in-ready home offers the perfect opportunity to embrace an active, connected, and low-maintenance retirement lifestyle. Come discover why life is better On Top of the World!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 85 closed townhouse or villa sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$149,990
$100 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,493 sq ft
Time on market
1 day
Year built
1984
Monthly payment
About $1,388/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $461 annual tax bill, insurance, and the $493/mo HOA fee.
HOA fee
$493/mo
Managed by Lori Sands.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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