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About this home
10418 SW 92nd Place Rd is a 2021-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,651 square feet of living space. Listed at $399,900 (about $242/sqft), 1 day on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.
PRIVACY, EXTENSIVE UPGRADES & EXCEPTIONAL LIVING! Tucked away on a private homesite in the gated Long Leaf Ridge neighborhood of On Top of the World, this beautifully enhanced Livingston model blends refined finishes, thoughtful improvements, and inviting indoor-outdoor living. Featuring 2 bedrooms, 2 bathrooms, and a versatile flex room, this home offers over $80,000 in upgrades designed to elevate everyday comfort and style. The kitchen is both beautiful and functional, featuring quartz countertops, a cabinetry-wrapped center island, built-in oven and microwave, cooktop, stainless steel appliances, and a coordinating tile backsplash. Soft-close and soft-open cabinetry, along with lighting above and below the cabinets, adds an elegant finishing touch. Luxury vinyl plank flooring and crown molding enhance the home's polished interior. The open living area flows through a three-panel sliding glass door to a screened lanai with three ceiling fans, creating a welcoming space to relax and enjoy the Florida lifestyle. Beyond the lanai, an expansive paver patio offers generous room for entertaining, outdoor dining, and relaxing. Approximately 13' x 30' of the patio is covered and features two ceiling fans. The surrounding yard is beautifully landscaped with curbed planting beds and decorative stone, while the private backdrop offers no homes directly behind you! The primary suite provides a comfortable retreat with a walk-in closet featuring custom built-ins and an ensuite bathroom with a tiled, glass-enclosed walk-in shower. A hot water loop provides the convenience of quicker hot water delivery. The flex room features custom built-ins and a sliding door, creating a versatile space that can effortlessly transition from a stylish home office to a comfortable third bedroom with the built-ins serving as closet space. Additional features include a well-appointed laundry room with upper and lower cabinetry and a utility sink, plus a new washer and dryer (2025). A solar tube brings additional natural light into the home, while gutters, custom window treatments, and a transferable home warranty add further value. The spacious 2.5-car garage features a motorized screen, ceiling fan, and overhead storage for added convenience. Ideally located within walking distance of The Summit and The Arbors! With extensive upgrades, generous outdoor living space, and a private setting in Long Leaf Ridge, this Livingston model offers an appealing blend of comfort, convenience, and Florida living. Located in On Top of the World's premier 55+ active adult community, residents enjoy an impressive selection of amenities, abundant social opportunities, and convenient golf-cart access to nearby shopping, dining, and everyday essentials.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$399,900
$242 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,651 sq ft
Time on market
1 day
Year built
2021
Monthly payment
About $3,096/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,796 annual tax bill, insurance, and the $493.63/mo HOA fee.
HOA fee
$493.63/mo
Managed by Lori Sands.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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