10418 SW 92nd Place Rd, photo 1
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Overview

2 bd2 ba1,651 sqft2 car garageSingle Family
TypeSingle Family
HOA$493.63/mo
Built2021
Lot9,583 sqft
Living area1,651 sqft
Price / sqft$242
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCarbon Monoxide Detector(s)Ceiling Fans(s)Crown MoldingPrimary Bedroom Main FloorSplit BedroomStone CountersThermostat

10418 SW 92nd Place Rd is a 2021-built home in On Top Of The World, Ocala. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,651 square feet of living space. Listed at $399,900 (about $242/sqft), 1 day on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

PRIVACY, EXTENSIVE UPGRADES & EXCEPTIONAL LIVING! Tucked away on a private homesite in the gated Long Leaf Ridge neighborhood of On Top of the World, this beautifully enhanced Livingston model blends refined finishes, thoughtful improvements, and inviting indoor-outdoor living. Featuring 2 bedrooms, 2 bathrooms, and a versatile flex room, this home offers over $80,000 in upgrades designed to elevate everyday comfort and style. The kitchen is both beautiful and functional, featuring quartz countertops, a cabinetry-wrapped center island, built-in oven and microwave, cooktop, stainless steel appliances, and a coordinating tile backsplash. Soft-close and soft-open cabinetry, along with lighting above and below the cabinets, adds an elegant finishing touch. Luxury vinyl plank flooring and crown molding enhance the home's polished interior. The open living area flows through a three-panel sliding glass door to a screened lanai with three ceiling fans, creating a welcoming space to relax and enjoy the Florida lifestyle. Beyond the lanai, an expansive paver patio offers generous room for entertaining, outdoor dining, and relaxing. Approximately 13' x 30' of the patio is covered and features two ceiling fans. The surrounding yard is beautifully landscaped with curbed planting beds and decorative stone, while the private backdrop offers no homes directly behind you! The primary suite provides a comfortable retreat with a walk-in closet featuring custom built-ins and an ensuite bathroom with a tiled, glass-enclosed walk-in shower. A hot water loop provides the convenience of quicker hot water delivery. The flex room features custom built-ins and a sliding door, creating a versatile space that can effortlessly transition from a stylish home office to a comfortable third bedroom with the built-ins serving as closet space. Additional features include a well-appointed laundry room with upper and lower cabinetry and a utility sink, plus a new washer and dryer (2025). A solar tube brings additional natural light into the home, while gutters, custom window treatments, and a transferable home warranty add further value. The spacious 2.5-car garage features a motorized screen, ceiling fan, and overhead storage for added convenience. Ideally located within walking distance of The Summit and The Arbors! With extensive upgrades, generous outdoor living space, and a private setting in Long Leaf Ridge, this Livingston model offers an appealing blend of comfort, convenience, and Florida living. Located in On Top of the World's premier 55+ active adult community, residents enjoy an impressive selection of amenities, abundant social opportunities, and convenient golf-cart access to nearby shopping, dining, and everyday essentials.

The essentials

Built
2021
Price / sqft
$242
On market
1 day
Annual tax
$3,796
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
9,583 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Fitness center too
2 car garage
Driveway
9,583 sqft lot
Lot size
1,651 sqft
Living area

Payment

Est. monthly payment
$3,096/mo
Down payment (20%)
$79,980
Property taxes
$316/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
9,583 sqft
Cooling
Central Air
Heating
Gas
Parking
Driveway, Garage Door Opener, Oversized
Days on Market
1
Built-in Features
Carbon Monoxide Detector(s)
Ceiling Fans(s)
Crown Molding
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Smart Irrigation
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Playground
Pool
Racquetball
Restaurant
Special Community Restrictions
Tennis Court(s)
Built-in Oven
Cooktop
Disposal
Dryer
Gas Cooktop
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Softener
Homestead exemption on file Flood Zone x
Annual Tax (2025)
$3,796
Parcel #
3530-061-062

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
9,583 sqft
ClearedLandscapedPavedPrivate
HOA
$493.63/mo
Lori Sands

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #OM734180
$399,900
$242/sqft

Neighborhood

10418 SW 92nd Place Rd
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$390,000 – $399,900
97.7% – 100% of listTops out right at the list price
80% of listList price
256 of the last 511 home closings in 34481 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 1.

Sample: 511 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,096/mo
Principal & interest$2,086
Property taxes$316
Insurance$200
HOA$494
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$242 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,651 sq ft

Time on market

1 day

Year built

2021

Monthly payment

About $3,096/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,796 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Amber MilkoListing data from Stellar MLS, MLS# OM734180.

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