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Overview

3 bd2 ba1,329 sqft2 car garageSingle Family
TypeSingle Family
HOA$230/yr
Built2001
Lot6,085 sqft
Living area1,329 sqft
Price / sqft$188
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenSplit BedroomWalk-in Closet(s)Private MailboxStreet LightsElectric Water HeaterRange

123 Osprey Heights Dr is a 2001-built home in Osprey Landings Ph 01, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,329 square feet of living space. Listed at $250,000 (about $188/sqft), 699 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $230 annually.

From the listing

Beautiful 3BR/2BA home in a gated community of Osprey Heights. All floors are covered with wood laminate. The Solar system is paid off and included in the price of the home with no extra payment.

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The essentials

Built
2001
Price / sqft
$188
On market
699 days
Annual tax
$3,331
HOA
$230/yr
Flood zone
X · Low risk
Lot
6,085 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
2 car garage
6,085 sqft lot
Lot size
1,329 sqft
Living area

Payment

Est. monthly payment
$1,726/mo
Down payment (20%)
$50,000
Property taxes
$278/mo
HOA
$230/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
6,085 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
699
Ceiling Fans(s)
Eat-in Kitchen
Split Bedroom
Walk-in Closet(s)
Private Mailbox
Street Lights
Electric Water Heater
Range
Range Hood
Refrigerator
Elementary
Eagle Lake Elem
Middle
Westwood Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2023)
$3,331
Parcel #
25-29-02-356721-000090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Osprey Landings Ph 01
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
6,085 sqft
HOA
$230/yr
AIA PROPERTY MANAGEMENT

Price history

Date
Event
Price
12/31/2025
Price change
Source: Stellar MLS #P4932769
$250,000-3.8%
$188/sqft
-
Price change
Source: Stellar MLS #P4932769
$260,000-7.1%
$196/sqft
11/11/2024
Listed for sale
Source: Stellar MLS #P4932769
$280,000
$211/sqft

Neighborhood

123 Osprey Heights Dr
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $250,000
$250,000
99.5% – 100% of listTops out right at the list price
80% of listList price
115 of the last 196 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 699 after a $30,000 cut.

Sample: 196 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,726/mo
Principal & interest$1,304
Property taxes$278
Insurance$125
HOA$19
Down payment20% · $50,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$250,000

$188 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,329 sq ft

Time on market

699 days

Year built

2001

Monthly payment

About $1,726/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,331 annual tax bill, insurance, and the $230/yr HOA fee.

HOA fee

$230/yr

Managed by AIA PROPERTY MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byOSF REAL ESTATE SERVICEListing agent: Othner St. FleuroseListing data from Stellar MLS, MLS# P4932769.

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