139 NE Patterson Ave, photo 1
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Overview

2 bd1 ba960 sqftSingle Family
TypeSingle Family
HOANone listed
Built1945
Lot12,763 sqft
Living area960 sqft
Price / sqft$130

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboGardenDishwasherMicrowave

139 NE Patterson Ave is a 1945-built home in Rays, Lake City. Inside you'll find 2 bedrooms, 1 bathrooms, and 960 square feet of living space. Listed at $125,000 (about $130/sqft), 138 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Don’t miss the chance to secure 139 NE Patterson Ave, one of the strongest opportunities in Lake City right now. Homes in this area are moving quickly, with nearby properties receiving multiple offers and high buyer interest, and this location stands out even more with no HOA, giving buyers the freedom and flexibility they want. The property sits in an established neighborhood close to parks, schools, shopping, medical centers, and major commuter routes, offering both convenience and long-term appeal. With strong value compared to recent sales, this is an ideal choice for investors, renovators, or buyers looking to build equity and create something special. As inventory continues to tighten, properties with this kind of potential and no HOA are becoming harder to find. Whether you’re planning a renovation, rental, or personalized home, the upside here is undeniable. Opportunities like this move fast, so act quickly before it’s gone.

The essentials

Built
1945
Price / sqft
$130
On market
138 days
Annual tax
$1,395
Flood zone
X · Low risk
Lot
12,763 sqft
Type
Single Family Residence

At a glance

Single family
Built 1945
0.29 acres
Lot size
960 sqft
Living area

Payment

Est. monthly payment
$831/mo
Down payment (20%)
$25,000
Property taxes
$116/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1945
Lot
12,763 sqft
Cooling
Wall/Window Unit(s)
Heating
Other
Parking
-
Days on Market
138
Living Room/Dining Room Combo
Garden
Dishwasher
Microwave
Flood Zone X
Annual Tax (2025)
$1,395
Parcel #
00-00-00-13141-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rays
County
Columbia
MLS Area
32055 - Lake City
Lot Size
12,763 sqft

Price history

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #P4938811
$125,000-3.1%
$130/sqft
-
Price change
Source: Stellar MLS #P4938811
$129,000-13.8%
$134/sqft
5/26/2026
Listed for sale
Source: Stellar MLS #P4938811
$149,700
$156/sqft

Neighborhood

139 NE Patterson Ave
Lake City, FL, 32055 · 32055 - Lake City

Market insights

Offer Insights

Choose an offer strength

List price: $125,000
$120,000 – $125,000
95.9% – 100% of listTops out right at the list price
80% of listList price
23 of the last 45 home closings in Lake City landed at this number or higher (51%). The median one sat 49 days before it went under contract, and this one is on day 138 after a $24,700 cut.

Sample: 45 closed home sales in Lake City over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$831/mo
Principal & interest$652
Property taxes$116
Insurance$63
Down payment20% · $25,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$125,000

$130 per sq ft

Beds and baths

2 beds, 1 baths

Size

960 sq ft

Time on market

138 days

Year built

1945

Monthly payment

About $831/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,395 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES & CHARLES REALTY LLCListing agent: Wilso CharlesListing data from Stellar MLS, MLS# P4938811.

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