

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
139 NE Patterson Ave is a 1945-built home in Rays, Lake City. Inside you'll find 2 bedrooms, 1 bathrooms, and 960 square feet of living space. Listed at $125,000 (about $130/sqft), 138 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Don’t miss the chance to secure 139 NE Patterson Ave, one of the strongest opportunities in Lake City right now. Homes in this area are moving quickly, with nearby properties receiving multiple offers and high buyer interest, and this location stands out even more with no HOA, giving buyers the freedom and flexibility they want. The property sits in an established neighborhood close to parks, schools, shopping, medical centers, and major commuter routes, offering both convenience and long-term appeal. With strong value compared to recent sales, this is an ideal choice for investors, renovators, or buyers looking to build equity and create something special. As inventory continues to tighten, properties with this kind of potential and no HOA are becoming harder to find. Whether you’re planning a renovation, rental, or personalized home, the upside here is undeniable. Opportunities like this move fast, so act quickly before it’s gone.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 45 closed home sales in Lake City over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$125,000
$130 per sq ft
Beds and baths
2 beds, 1 baths
Size
960 sq ft
Time on market
138 days
Year built
1945
Monthly payment
About $831/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,395 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.


