700 Mirror Ter NW #506, photo 1
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Overview

2 bd2 ba1,190 sqftCondominium
TypeCondominium
HOA$667/mo
Built1970
Lot108 sqft
Living area1,190 sqft
Price / sqft$100

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsStone CountersWalk-in Closet(s)Window Treatments

700 Mirror Ter NW #506 is a 1970-built home in Spring Lake Towers, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,190 square feet of living space. Listed at $119,000 (about $100/sqft), 120 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $667 monthly.

From the listing

PRICED TO SELL!! **GORGEOUS VIEWS FROM THIS FURNISHED DIRECT LAKEFRONT CONDO** THE 2ND BEDROOM EXTENDS THE LIVING AREA AND CAN BE CLOSED FOR GUEST BEDROOM USE. THIS BEAUTIFUL CONDO IS ON THE SOUTH "CHAIN OF LAKES" IN WINTER HAVEN, FLORIDA (CENTER OF THE STATE LOCATION). THE NICE QUALITY FURNITURE IS INCLUDED. The monthly fee includes cable, internet, water, sewer, trash removal, roof, building insurance, ground maintenance, use of the pool, recreational room, exercise room, and library. The custom design features in this condominium are; raised panel wood cabinets in the kitchen, beautiful granite countertops, custom tile backsplash, stainless steel appliances, and up to date paint selections. Spring Lake Towers Condominium is an (age 55+) NON-SMOKING, NO PETS complex. BOAT SLIPS are currently available for a reasonable yearly fee. This condo complex is immaculate and conveniently located to grocery, shopping, movie theater, medical, places of worship, restaurants, bus line & downtown Winter Haven. Spring Lake Towers holds occasional social events and planned group activities if you wish to participate. This is truly living the Florida lifestyle with a gorgeous lakefront setting. Make this your full-time residence or a winter home. All information is believed to be accurate but not guaranteed. Make your showing appointment today as it is sure to sell quickly. Measurements are approximate.

The essentials

Built
1970
Price / sqft
$100
On market
120 days
Annual tax
$1,752
HOA
$667/mo
Flood zone
X · Low risk
Lot
108 sqft
Type
Condominium

At a glance

Condo
7 stories · 1970
Waterfront
Lake Front
Assigned parking
1,190 sqft
Living area

Payment

Est. monthly payment
$1,494/mo
Down payment (20%)
$23,800
Property taxes
$146/mo
HOA
$667/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1970
Lot
108 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Covered, Guest
Waterfront
Lake Front, Lake Privileges
Days on Market
120
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Sidewalk
Buyer Approval Required
Community Mailbox
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$1,752
Parcel #
26-28-20-570421-005060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spring Lake Towers
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
108 sqft
HOA
$667/mo
Carrie Howland

Price history

Date
Event
Price
6/14/2026
Listed for sale
Source: Stellar MLS #P4939037
$119,000
$100/sqft

Neighborhood

700 Mirror Ter NW #506
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $119,000
$118,000 – $119,000
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 21 condo closings in 33881 landed at this number or higher (57%). The median one sat 28 days before it went under contract, and this one is on day 120.

Sample: 21 closed condo sales in 33881 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,493/mo
Principal & interest$621
Property taxes$146
Insurance$60
HOA$667
Down payment20% · $23,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$119,000

$100 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,190 sq ft

Time on market

120 days

Year built

1970

Monthly payment

About $1,494/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,752 annual tax bill, insurance, and the $667/mo HOA fee.

HOA fee

$667/mo

Managed by Carrie Howland.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byJUDY B CLEAVES PROPERTIES INCListing agent: Chris GoodeListing data from Stellar MLS, MLS# P4939037.

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