Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ADAIRS ADD
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
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11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
638 W 7th St is a 2026-built home in Adairs Add, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,376 square feet of living space. Listed at $249,900 (about $182/sqft), 109 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
NEW 2026 CONSTRUCTION! MOVE-IN READY! NO HOA! This stunning 3-bedroom, 2-bathroom single-family home at 638 W 7th Street, Lakeland offers 1,376 square feet of thoughtfully designed living space and 1,876 total square feet under roof, featuring a modern open floorplan, quality craftsmanship, and contemporary finishes throughout. Situated on a centrally located lot within Lakeland city limits in Flood Zone X, this home provides the perfect combination of convenience, functionality, and low-maintenance living. Built with durable concrete and wood-frame construction and connected to public water and public sewer, this home is designed for today's lifestyle. Enjoy luxury vinyl flooring, soaring ceilings, solid wood cabinetry, stone countertops, walk-in closets, ceiling fans, and an open kitchen overlooking the main living area. The spacious covered front porch and oversized 2-car attached carport provide additional outdoor living and ample parking. No HOA means the freedom to enjoy your property without restrictive association rules or fees. Conveniently located just minutes from downtown Lakeland, Bonnet Springs Park, Lake Mirror, shopping, dining, schools, medical facilities, and I-4, offering easy commutes to both Tampa and Orlando. This is an excellent opportunity to secure a brand-new home at an affordable price. Seller financing and private financing available. Do NOT wait, it will not last long!
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 105 closed home sales in 33805 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$249,900
$182 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,376 sq ft
Time on market
109 days
Year built
2026
Monthly payment
About $1,446/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $220 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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