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Overview

3 bd1 ba988 sqftSingle Family
TypeSingle Family
HOANone listed
Built1961
Lot7,179 sqft
Living area988 sqft
Price / sqft$137

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Private Mailbox

1903 3rd St NE is a 1961-built home in Florence Village, Winter Haven. Inside you'll find 3 bedrooms, 1 bathrooms, and 988 square feet of living space. Listed at $135,000 (about $137/sqft), 93 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

WE ADJUSTED THE PRICE FOR YOU! Investor Alert! This solid 3-bedroom, 1-bathroom block home sits on a spacious lot in an established neighborhood with NO HOA. Fully fenced from front to back, the property offers a massive backyard and a generous front yard, complete with a charming enclosed front porch. Capitalize on excellent bones and recent big-ticket upgrade-brand-new roof installed in 2025. While the interior needs some cosmetic updating, it represents the ideal canvas for a savvy investor looking for a high-yield rental or a flip project. Enjoy a prime location just minutes from a local lake, park, community recreation center, sought-after magnet schools, and convenient public transit. Opportunities like this don't last long, so bring your vision and make an offer before it’s too late!

The essentials

Built
1961
Price / sqft
$137
On market
93 days
Annual tax
$1,769
Flood zone
X · Low risk
Lot
7,179 sqft
Type
Single Family Residence

At a glance

Single family
Built 1961
7,179 sqft lot
Lot size
988 sqft
Living area

Payment

Est. monthly payment
$919/mo
Down payment (20%)
$27,000
Property taxes
$147/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1961
Lot
7,179 sqft
Cooling
None
Heating
None
Parking
-
Days on Market
93
Ceiling Fans(s)
Private Mailbox
Elementary
Jewett School of the Arts
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,769
Parcel #
26-28-16-538200-000411

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Florence Village
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
7,179 sqft
City LimitsNear Public TransitPaved

Price history

Date
Event
Price
10/10/2026
Price change
Source: Stellar MLS #P4939237
$135,000-15.6%
$137/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #P4939237
$160,000
$162/sqft

Neighborhood

1903 3rd St NE
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $135,000
$134,000 – $135,000
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 93 after a $25,000 cut.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$919/mo
Principal & interest$704
Property taxes$147
Insurance$68
Down payment20% · $27,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$135,000

$137 per sq ft

Beds and baths

3 beds, 1 baths

Size

988 sq ft

Time on market

93 days

Year built

1961

Monthly payment

About $919/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,769 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY PRESTIGEListing agent: Twanna DewdneyListing data from Stellar MLS, MLS# P4939237.

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