478 Lake Carolyn Cir, photo 1
Active
1 / 66

Overview

2 bd2 ba1,687 sqft2 car garageSingle Family
TypeSingle Family
HOA$255/mo
Built1982
Lot6,909 sqft
Living area1,687 sqft
Price / sqft$169
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Split BedroomWalk-in Closet(s)PoolDishwasherElectric Water HeaterRangeRange Hood

478 Lake Carolyn Cir is a 1982-built home in Villas 03, Lakeland. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,687 square feet of living space. Listed at $285,000 (about $169/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $255 monthly.

From the listing

New Price. The property you are inquiring about is located in Lakeland, FL, in the Villa area of west Polk County. This is an amazing 2-bedroom plus office, 2-bath home with an open kitchen/dining and gathering areas with approximately 1,687 sq.ft. of living, plus divided bedrooms, plus an oversized two-car garage. It has well-maintained supersized rooms, closets, and tons of storage. The roof was replaced in November 2024. Convenient location to everywhere. This is a well-maintained home and is looking for a new owner. Text, call, or email to see it today!

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
1982
Price / sqft
$169
On market
73 days
Annual tax
$4,443
HOA
$255/mo
Flood zone
X · Low risk
Lot
6,909 sqft
Type
Single Family Residence

At a glance

Single family
Built 1982
Community pool
Shared amenity
2 car garage
Garage Door Opener
6,909 sqft lot
Lot size
1,687 sqft
Living area

Payment

Est. monthly payment
$2,254/mo
Down payment (20%)
$57,000
Property taxes
$370/mo
HOA
$255/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1982
Lot
6,909 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Guest
Days on Market
73
Ceiling Fans(s)
Split Bedroom
Walk-in Closet(s)
Pool
Dishwasher
Electric Water Heater
Range
Range Hood
Refrigerator
Flood Zone X
Annual Tax (2025)
$4,443
Parcel #
23-29-01-139410-000410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villas 03
County
Polk
MLS Area
33813 - Lakeland
Lot Size
6,909 sqft
City LimitsNear Public Transit
HOA
$255/mo
Lisa Lester

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #P4939526
$285,000+3.6%
$169/sqft
8/6/2026
Listed for sale
Source: Stellar MLS #P4939526
$275,000
$163/sqft

Neighborhood

478 Lake Carolyn Cir
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $285,000
$282,500 – $285,000
99.4% – 100% of listTops out right at the list price
80% of listList price
136 of the last 270 home closings in 33813 landed at this number or higher (50%). The median one sat 26 days before it went under contract, and this one is on day 73.

Sample: 270 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,254/mo
Principal & interest$1,486
Property taxes$370
Insurance$143
HOA$255
Down payment20% · $57,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$285,000

$169 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,687 sq ft

Time on market

73 days

Year built

1982

Monthly payment

About $2,254/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,443 annual tax bill, insurance, and the $255/mo HOA fee.

HOA fee

$255/mo

Managed by Lisa Lester.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBROKERS REALTY OF CENTRAL FLORListing agent: Renee ButlerListing data from Stellar MLS, MLS# P4939526.

Keep exploring Florida

Pick up where you left off, or see what else is out there.