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Overview

3 bd2 ba2,219 sqft2 car garageSingle Family
TypeSingle Family
HOA$260/yr
Built1996
Lot21,479 sqft
Living area2,219 sqft
Price / sqft$169
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsSolid Wood CabinetsSplit BedroomWalk-in Closet(s)Window TreatmentsDishwasherDryer

14 Crystal Waters Dr is a 1996-built home in Crystal Waters, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,219 square feet of living space. Listed at $374,500 (about $169/sqft), 8 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $260 annually.

From the listing

This is in The Crystal Waters Community, As you walk into the foyer you will enter into the Great Room that ha a wood burning fire place. turn to your left and you will enter the dining Room. When you enter the foyer tto the right is he Den/Office. From the dinig room you will enter the oversized kitchen and breakfest nook.The master bedroom features 3 walk-in closets. and rhe shower is built for two. This home sits on .50 acre it has a well and septic. Please make an appointment to come view this beautiful home.

The essentials

Built
1996
Price / sqft
$169
On market
8 days
Annual tax
$2,945
HOA
$260/yr
Flood zone
X · Low risk
Lot
21,479 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
2 car garage
0.49 acres
Lot size
2,219 sqft
Living area

Payment

Est. monthly payment
$2,408/mo
Down payment (20%)
$74,900
Property taxes
$245/mo
HOA
$260/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
21,479 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
8
Ceiling Fans(s)
High Ceilings
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Window Treatments
Dishwasher
Dryer
Range
Range Hood
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,945
Parcel #
25-28-36-355254-000130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Crystal Waters
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
21,479 sqft
HOA
$260/yr
DAVE ROUNDS

Price history

Date
Event
Price
10/11/2026
Listed for sale
Source: Stellar MLS #P4940130
$374,500
$169/sqft

Neighborhood

14 Crystal Waters Dr
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $374,500
$372,500 – $374,500
99.5% – 100% of listTops out right at the list price
80% of listList price
125 of the last 212 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 8.

Sample: 212 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,408/mo
Principal & interest$1,953
Property taxes$245
Insurance$187
HOA$22
Down payment20% · $74,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$374,500

$169 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,219 sq ft

Time on market

8 days

Year built

1996

Monthly payment

About $2,408/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,945 annual tax bill, insurance, and the $260/yr HOA fee.

HOA fee

$260/yr

Managed by DAVE ROUNDS.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byFLORIDA REALTY MARKETPLACEListing agent: Karen BranchListing data from Stellar MLS, MLS# P4940130.

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