Recker Hwy, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot13,673 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Recker Hwy is a home Winter Haven. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This 2.6 ± acre commercial development site is strategically located on Recker Highway in Winter Haven, Florida, offering excellent visibility and convenient access within an established residential and commercial area of Polk County. This property presents an opportunity for developers and investors seeking a well-positioned site for a variety of commercial uses. The property benefits from its location near Lake Shipp and its proximity to key destinations throughout Winter Haven. Nearby amenities include Harborside, the AdventHealth Fieldhouse and Conference Center, and the Target shopping center, providing access to retail, recreation, and community facilities. The surrounding area features established residential neighborhoods that support demand for neighborhood-serving businesses, convenience retail, restaurants, professional services, and other commercial uses. Recker Highway provides an important north-south connection through the Winter Haven area, with access south toward State Road 540 and connections to the Polk Parkway and US Highway 92. These regional routes provide connectivity to Lakeland, other Polk County communities, and the broader Central Florida market, including Interstate 4 and the Tampa and Orlando metropolitan areas. Zoned C-3, the property offers a variety of potential development opportunities, including multifamily residential, assisted living, office, medical office, convenience store, gas station, pharmacy, restaurant, and other uses permitted under applicable zoning regulations. Winter Haven continues to benefit from residential growth, expanding commercial amenities, and its central location within Polk County. The city's combination of established neighborhoods, recreational attractions, healthcare facilities, and regional transportation access contributes to its appeal for businesses serving both local residents and the surrounding community. This property offers an opportunity to capitalize on that established trade area while exploring the development potential of a well-located commercial parcel. Buyers are encouraged to independently verify zoning, permitted uses, access points, utilities, traffic counts, environmental conditions, and development requirements with the appropriate authorities.

The essentials

On market
3 days
Annual tax
$297
Flood zone
X · Low risk
Lot
13,673 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$5,455/mo
Down payment (20%)
$190,000
Property taxes
$25/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
13,673 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
3
Flood Zone X
Annual Tax (2025)
$297
Parcel #
26-28-31-000000-032070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
13,673 sqft

Price history

Date
Event
Price
10/12/2026
Listed for sale
Source: Stellar MLS #P4940144
$950,000

Neighborhood

Recker Hwy
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Calculator

Est. monthly payment
$5,454/mo
Principal & interest$4,955
Property taxes$25
Insurance$475
Down payment20% · $190,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$950,000

Time on market

3 days

Monthly payment

About $5,455/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $297 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: David ReyesListing data from Stellar MLS, MLS# P4940144.

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