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Overview

2 bd2 ba1,093 sqft1 car garageSingle Family
TypeSingle Family
HOA$60/yr
Built1985
Lot3,751 sqft
Living area1,093 sqft
Price / sqft$156
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanClubhouseDeed RestrictionsPoolDishwasherMicrowave

395 San Jose Dr is a 1985-built home in Orchid Spgs Patio Homes, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,093 square feet of living space. Listed at $170,000 (about $156/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 annually.

From the listing

Charming 2 bedroom, 2 bath home with a 1 car garage in Orchid Springs! The expansive main living space flows effortlessly into a dedicated dining area, creating a bright and airy atmosphere perfect for effortless entertaining. Slightly tucked away, the kitchen boasts ample counter space, tons of cabinets, and even a closet pantry for extra storage. The primary bedroom is located at the rear of the home, complete with its own bathroom and large closet. The laundry area can be found in the garage for added convenience. The rear screened porch, great for relaxation. Don't delay; make your appointment today.

The essentials

Built
1985
Price / sqft
$156
On market
3 days
Annual tax
$1,108
HOA
$60/yr
Flood zone
X · Low risk
Lot
3,751 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
Community pool
Shared amenity
1 car garage
Driveway
3,751 sqft lot
Lot size
1,093 sqft
Living area

Payment

Est. monthly payment
$1,069/mo
Down payment (20%)
$34,000
Property taxes
$92/mo
HOA
$60/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
3,751 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
3
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Clubhouse
Deed Restrictions
Pool
Dishwasher
Microwave
Range
Elementary
Elbert Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$1,108
Parcel #
26-28-36-000000-031480

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Orchid Spgs Patio Homes
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
3,751 sqft
Paved
HOA
$60/yr
Baytree Management

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #P4940202
$170,000
$156/sqft

Neighborhood

395 San Jose Dr
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $170,000
$170,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 358 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 3.

Sample: 358 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,069/mo
Principal & interest$887
Property taxes$92
Insurance$85
HOA$5
Down payment20% · $34,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$170,000

$156 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,093 sq ft

Time on market

3 days

Year built

1985

Monthly payment

About $1,069/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,108 annual tax bill, insurance, and the $60/yr HOA fee.

HOA fee

$60/yr

Managed by Baytree Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byASSOCIATE REALTYListing agent: Chrissi JassoListing data from Stellar MLS, MLS# P4940202.

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