MLS #R4911707, photo 1
Active
1 / 87

Overview

9 bd7 ba5,500 sqftSingle Family
TypeSingle Family
HOANone listed
Built2011
Lot392,040 sqft
Living area5,500 sqft
Price / sqft$455

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Open FloorplanPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsSplit BedroomVaulted Ceiling(s)

MLS #R4911707 is a 2011-built home in Wiggins, San Mateo. Inside you'll find 9 bedrooms, 7 bathrooms, and 5,500 square feet of living space. Listed at $2,500,000 (about $455/sqft), 117 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

There are properties, and then there are places that feel like they were always meant to exist —rooted in the land, shaped by the river, built for a life lived slowly and well. This is one of those places. Situated on 20.2± acres of unspoiled North Florida terrain across two contiguous parcels, this extraordinary riverfront compound commands 423 linear feet of St. Johns River frontage — one of the most coveted stretches of private waterway in the state. The grounds unfold with quiet intention: a working barn anchors the back acreage, mature hardwoods and native landscape frame the approach, and beyond the compound, the land remains beautifully undeveloped. Designed by HAASE DESIGN of Melrose, FL — an award-winning, father-and-son studio with a signature reverence for Old Florida vernacular — and brought to life by Olson Construction, the main house spans approximately 5,500 square feet of ICF-constructed, timber-truss, vaulted-ceiling living space across an open, airy floor plan with 3 bedrooms and 2.5 baths. Two guest cottages, each offering 3 bedrooms and 2 baths, complete the compound. All three structures are seamlessly connected by roofed, screened breezeways — no steps, no interruptions, just a fluid flow between indoor and outdoor living. The porches and outdoor spaces are where this estate truly breathes. Morning coffee in the screened breezeway. Afternoon shadows crossing the grounds. And then the river — always the river — drawing you toward the two-story permitted dock with boat lift and 360-square-foot sundeck, where world-class St. Johns River bass fishing awaits and sunsets arrive like slow paintings across the water. Aerial views reveal what photographs cannot fully capture: the scale of the riverfront, the sweep of the acreage, and the harmony of a compound that feels both grand and deeply personal.

The essentials

Built
2011
Price / sqft
$455
On market
117 days
Annual tax
$37,475
Flood zone
X · Low risk
Lot
392,040 sqft
Type
Single Family Residence

At a glance

Single family
Built 2011
Waterfront
River Front
9.00 acres
Lot size
5,500 sqft
Living area

Payment

Est. monthly payment
$17,412/mo
Down payment (20%)
$500,000
Property taxes
$3,123/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2011
Lot
392,040 sqft
Cooling
Central Air
Heating
Central, Heat Pump, Natural Gas, Zoned
Parking
Open, Oversized
Waterfront
River Front
Days on Market
117
Cathedral Ceiling(s)
Ceiling Fans(s)
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Outdoor Shower
Rain Gutters
Dishwasher
Disposal
Dryer
Electric Water Heater
Gas Water Heater
Ice Maker
Microwave
Refrigerator
Washer
Elementary
Browning-Pearce Elementary School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$37,475
Parcel #
29-10-27-0000-0091-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wiggins
County
Putnam
MLS Area
32187 - San Mateo
Lot Size
392,040 sqft
Flood Insurance RequiredOversized Lot

Price history

Date
Event
Price
7/24/2026
Price change
Source: Stellar MLS #R4911707
$2,500,000-9.1%
$455/sqft
6/24/2026
Listed for sale
Source: Stellar MLS #R4911707
$2,750,000
$500/sqft

Neighborhood

Map unavailable for this listing.

Market insights

Offer Insights

Choose an offer strength

List price: $2,500,000
$2.39M – $2.50M
95.7% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in Putnam County landed at this number or higher (51%). The median one sat 57 days before it went under contract, and this one is on day 117 after a $250,000 cut.

Sample: 180 closed home sales in Putnam County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$17,411/mo
Principal & interest$13,039
Property taxes$3,123
Insurance$1,250
Down payment20% · $500,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,500,000

$455 per sq ft

Beds and baths

9 beds, 7 baths

Size

5,500 sq ft

Time on market

117 days

Year built

2011

Monthly payment

About $17,412/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $37,475 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCORA PROPERTIES LLCListing agent: Jaquis McCulloughListing data from Stellar MLS, MLS# R4911707.

Keep exploring Florida

Pick up where you left off, or see what else is out there.