Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SOUTHPOINTE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$222/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
8946 Optimist Way is a 2026-built home in Southpointe, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,534 square feet of living space. Listed at $329,999 (about $215/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $667 quarterly.
Under Construction. ****SPECIAL FINANCING AVAILABLE FOR A LIMITED TIME ONLY FROM PREFERRED LENDER. RESTRICTIONS APPLY, FOR QUALIFIED BUYERS, SUBJECT TO APPLICABLE TERMS AND CONDITIONS. SUBJECT TO CHANGE WITHOUT NOTICE**** Impeccable Living at Southpointe Experience the perfect blend of elegance and comfort in this thoughtfully designed home. From the moment you enter through the side entry, you’re welcomed into a bright, inviting foyer that sets the tone for modern living. To one side, a private bedroom and bath create an ideal retreat for guests, while the convenient laundry area leads directly to the two-car garage. On the other side, the heart of the home unfolds—a chef-inspired kitchen with a stylish island, seamlessly connected to the dining area for effortless entertaining. The spacious great room offers the perfect setting for relaxation, with sliding glass doors opening to a sun-kissed patio, where you can savor Florida’s outdoor lifestyle. At the rear of the home, the owner’s suite provides a serene escape, featuring a walk-in closet, a dual-vanity, and a private water closet—a true oasis of comfort and sophistication.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 463 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$329,999
$215 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,534 sq ft
Time on market
9 days
Year built
2026
Monthly payment
About $2,150/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $500 annual tax bill, insurance, and the $667/qtr HOA fee.
HOA fee
$667/qtr
Managed by Julia Jensen / Access Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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