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Overview

3 bd2 ba1,343 sqft2 car garageSingle Family
TypeSingle Family
HOA$130/yr
Built2024
Lot5,662 sqft
Living area1,343 sqft
Price / sqft$194
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboL DiningOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Ceiling Fans(s)LightingSidewalk

2307 Scarlet Ave is a 2024-built home in Peace Creek Reserve, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,343 square feet of living space. Listed at $260,000 (about $194/sqft), 346 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $130 annually.

From the listing

***SELLER INCENTIVE! Seller offering $3,000 credit to buyer that can be used toward closing costs or interest rate buy-down.*** Welcome home to this beautifully maintained 3-bedroom, 2-bath residence in the desirable Peace Creek Reserve community of Winter Haven! This inviting home features an open, split-bedroom floor plan with plenty of natural light and modern finishes throughout. The kitchen offers ample counter space, stainless steel appliances, and a breakfast bar that overlooks the spacious living and dining areas perfect for entertaining. The owner’s suite provides a peaceful retreat with a private bath and generous closet space. Step outside to enjoy your fully fenced backyard ideal for pets, play, and outdoor gatherings. Additional highlights include a two-car garage, covered entry, and a convenient location near shopping, dining, and top-rated schools. Don’t miss the chance to make this move-in ready gem your new home!

The essentials

Built
2024
Price / sqft
$194
On market
346 days
Annual tax
$5,533
HOA
$130/yr
Flood zone
X · Low risk
Lot
5,662 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Shared amenity
2 car garage
Driveway
5,662 sqft lot
Lot size
1,343 sqft
Living area

Payment

Est. monthly payment
$1,958/mo
Down payment (20%)
$52,000
Property taxes
$461/mo
HOA
$130/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
5,662 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
346
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Ceiling Fans(s)
Lighting
Sidewalk
Sliding Doors
Playground
Pool
Sidewalks
Street Lights
Ice Maker
Microwave
Range
Refrigerator
Dishwasher
Electric Water Heater
Elementary
Spook Hill Elem
Middle
McLaughlin Academy Of Excellence
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,533
Parcel #
26-29-36-692300-004090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peace Creek Reserve
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
5,662 sqft
SidewalkPaved
HOA
$130/yr
Angela Sullivan

Price history

Date
Event
Price
1/9/2026
Price change
Source: Stellar MLS #S5137553
$260,000-1.9%
$194/sqft
10/31/2025
Listed for sale
Source: Stellar MLS #S5137553
$265,000
$197/sqft

Neighborhood

2307 Scarlet Ave
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $260,000
$257,500 – $260,000
99.5% – 100% of listTops out right at the list price
80% of listList price
221 of the last 351 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 346 after a $5,000 cut.

Sample: 351 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,958/mo
Principal & interest$1,356
Property taxes$461
Insurance$130
HOA$11
Down payment20% · $52,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$260,000

$194 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,343 sq ft

Time on market

346 days

Year built

2024

Monthly payment

About $1,958/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,533 annual tax bill, insurance, and the $130/yr HOA fee.

HOA fee

$130/yr

Managed by Angela Sullivan.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 WOLF'S CROSSING REALTYListing agent: Stephanie FlorezListing data from Stellar MLS, MLS# S5137553.

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