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About this home
9644 Summers Cay Cir is a 2022-built home in Summers Cay, Thonotosassa. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,416 square feet of living space. Listed at $439,900 (about $182/sqft), 236 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $126 monthly.
Nearly new and move-in ready without the wait of building!! This 4-bedroom, 2.5-bath home with an office and loft offers a flexible, modern layout in the Summers Cay community. Built by Centex Homes, the open-concept design features granite countertops, stainless steel appliances including a new range, a closet pantry, and sliding doors to a covered patio. The first floor includes a dedicated office, half bath, and ample storage, while upstairs offers a spacious loft, a private primary suite with walk-in closet and dual sinks, generously sized secondary bedrooms, a full bath, and convenient second-floor laundry. Ideally located with quick access to I-75 and I-4 for an easy commute to Tampa, shopping, and dining. Buyer may have opportunities for closing cost assistance depending on terms.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$439,900
$182 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,416 sq ft
Time on market
236 days
Year built
2022
Monthly payment
About $3,126/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,836 annual tax bill, insurance, and the $126/mo HOA fee.
HOA fee
$126/mo
Managed by Patrick Dooley.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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