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Overview

3 bd2 ba1,778 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built2004
Lot6,064 sqft
Living area1,778 sqft
Price / sqft$127
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)DryerMicrowaveRangeRefrigeratorWasher

551 Lake Charles Dr is a 2004-built home in Estates Lake St Charles, Davenport. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,778 square feet of living space. Listed at $225,000 (about $127/sqft), 241 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 semi-annually.

From the listing

Located in the established Estates of Lake St. Charles community in Davenport. This 3-bedroom, 2-bathroom home offers a functional single-story design with approximately 1,778 sq ft of living space and a 2-car garage. The home features an open layout with spacious living and dining areas, generously sized bedrooms, and a primary suite with a private bath. Enjoy the enclosed porch, great for relaxing or entertaining, overlooking a fully fenced backyard that provides privacy and space for outdoor enjoyment. Conveniently located near shopping, dining, schools, and major roadways for easy access throughout Central Florida. Don’t miss this opportunity—schedule your private showing today! This home is being sold in As Is condition. All buyers must view the home before submitting an offer.

The essentials

Built
2004
Price / sqft
$127
On market
241 days
Annual tax
$5,680
HOA
$250/yr
Flood zone
X · Low risk
Lot
6,064 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
2 car garage
6,064 sqft lot
Lot size
1,778 sqft
Living area

Payment

Est. monthly payment
$1,780/mo
Down payment (20%)
$45,000
Property taxes
$473/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
6,064 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
241
Ceiling Fans(s)
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Horizons Elementary
Middle
Boone Middle
High
Ridge Community Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$5,680
Parcel #
27-27-06-726503-000830

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Estates Lake St Charles
County
Polk
MLS Area
33837 - Davenport
Lot Size
6,064 sqft
HOA
$250/yr
Leland Management

Price history

Date
Event
Price
9/28/2026
Price change
Source: Stellar MLS #S5143999
$225,000-2.2%
$127/sqft
2/16/2026
Listed for sale
Source: Stellar MLS #S5143999
$230,000
$129/sqft

Neighborhood

551 Lake Charles Dr
Davenport, FL, 33837 · 33837 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $225,000
$225,000
99.5% – 100% of listTops out right at the list price
80% of listList price
312 of the last 466 home closings in 33837 landed at this number or higher (67%). The median one sat 35 days before it went under contract, and this one is on day 241 after a $5,000 cut.

Sample: 466 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,780/mo
Principal & interest$1,173
Property taxes$473
Insurance$113
HOA$21
Down payment20% · $45,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,000

$127 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,778 sq ft

Time on market

241 days

Year built

2004

Monthly payment

About $1,780/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,680 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by Leland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREALTYCITY INCListing agent: Jesse CarriedoListing data from Stellar MLS, MLS# S5143999.

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