164 Flag Lilly Ln, photo 1
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Overview

5 bd4 ba3,030 sqft2 car garageSingle Family
TypeSingle Family
HOA$75/mo
Built2026
Lot6,599 sqft
Living area3,030 sqft
Price / sqft$146
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SEASONS AT MAGNOLIA POINTE
Type
Single Family Residence

True monthly carry

HOA
~$75/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSplit BedroomWalk-in Closet(s)Park

164 Flag Lilly Ln is a 2026-built home in Seasons At Magnolia Pointe, Umatilla. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,030 square feet of living space. Listed at $442,167 (about $146/sqft), 239 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 monthly.

From the listing

Pre-Construction. To be built. This floor plan gives you the flexibility to personalize the home to fit your style and needs! Private guest suite featuring private living room with wet bar and full bathroom downstairs. Open kitchen with large kitchen island, white 42" cabinets with 2" crown, white 2cm quartz countertop in kitchen. From designer kitchen access to covered patio through large center meet sliding doors. Kitchen features stainless steel appliances including refrigerator. Large walk-in pantry. Designer 12 x 24 tile flooring throughout first floor in all common areas. Designer Sherman Williams paint throughout the home. Second floor Primary bedroom master bath features dual sinks on the vanities, large walk in shower, and huge walk in closet. Designer shower wall tile. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Special financing rates and closing cost assistance may be available. Options may vary by community and offers are available on select homes only. Contact builder for more information!

The essentials

Built
2026
Price / sqft
$146
On market
239 days
Annual tax
$0
HOA
$75/mo
Flood zone
X · Low risk
Lot
6,599 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
Community pool
Shared amenity
2 car garage
6,599 sqft lot
Lot size

Payment

Est. monthly payment
$3,173/mo
Down payment (20%)
$88,433
Property taxes
$0/mo
HOA
$75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,599 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
239
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Park
Playground
Pool
Dishwasher
Disposal
Microwave
Range
Flood Zone X
Annual Tax (2026)
$0
Parcel #
24-18-26-0010-000-15900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seasons At Magnolia Pointe
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
6,599 sqft
HOA
$75/mo
RICHMOND AMERICAN HOA

Price history

Date
Event
Price
10/15/2026
Price change
Source: Stellar MLS #S5144297
$442,167+3.9%
$146/sqft
-
Price change
Source: Stellar MLS #S5144297
$425,414-7.7%
$140/sqft
2/20/2026
Listed for sale
Source: Stellar MLS #S5144297
$461,107
$152/sqft

Neighborhood

164 Flag Lilly Ln
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $442,167
$432,500 – $442,167
98% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 home closings in 32784 landed at this number or higher (51%). The median one sat 58 days before it went under contract, and this one is on day 239 after a $18,940 cut.

Sample: 89 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,173/mo
Principal & interest$2,306
Property taxes$571
Insurance$221
HOA$75
Down payment20% · $88,433
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$442,167

$146 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,030 sq ft

Time on market

239 days

Year built

2026

Monthly payment

About $3,173/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $75/mo HOA fee.

HOA fee

$75/mo

Managed by RICHMOND AMERICAN HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byAXEN REALTY, LLCListing agent: Stephanie Morales, LLCListing data from Stellar MLS, MLS# S5144297.

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