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Overview

4 bd4 ba1,830 sqft2 car garageSingle Family
TypeSingle Family
HOA$175/mo
Built2004
Lot5,489 sqft
Living area1,830 sqft
Price / sqft$219
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanPrimary Bedroom Main FloorVaulted Ceiling(s)Gated Community - No GuardParkDryerMicrowaveRange

4774 Cumbrian Lakes Dr is a 2004-built home in Cumbrian Lakes Resort Ph 3, Kissimmee. Inside you'll find 4 bedrooms, 4 bathrooms, and 1,830 square feet of living space. Listed at $399,999 (about $219/sqft), 220 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175 monthly.

From the listing

SUPER DISCOUNTED FOR A QUICK CLOSING, THIS PRICE WILL NOT LAST LONG!!!! FULLY PAID SOLAR PANELS FOR THE NEW BUYER, NEWER ROOF AND A/C! Welcome to this beautiful home located at 4774 Cumbrian Lakes Dr, Kissimmee, nestled inside the desirable gated community of Cumbrian Lakes with low HOA fees and a peaceful, private atmosphere. Fully paid solar panels at closing, maximizing your electricity savings! This spacious 4-bedroom, 3.5-bathroom single-family pool home offers an excellent floor plan and additional flexibility with a converted garage that includes an extra bedroom and full bathroom, perfect for guests, extended family, or additional living space. The home features upgraded flooring throughout, along with a modern kitchen and bathrooms finished with elegant stone countertops. Step outside to enjoy your heated private pool, ideal for relaxing or entertaining year-round in Florida’s beautiful weather. Major updates provide peace of mind, including a brand-new roof, HVAC system replaced just one year ago, and fresh interior paint. Conveniently located just minutes from world-famous theme parks, shopping, dining, and schools, yet tucked away inside a quiet and tranquil gated community, this home offers the perfect combination of location, comfort, and value. Garage has been converted to living space to maximize the space under A/C! Whether you're looking for a primary residence, vacation home, or investment property, this exceptional property is a must-see.

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The essentials

Built
2004
Price / sqft
$219
On market
220 days
Annual tax
$6,013
HOA
$175/mo
Flood zone
X500* · Low risk
Lot
5,489 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
In Ground
2 car garage
5,489 sqft lot
Lot size
1,830 sqft
Living area

Payment

Est. monthly payment
$2,962/mo
Down payment (20%)
$80,000
Property taxes
$501/mo
HOA
$175/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
5,489 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
220
Open Floorplan
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Gated Community - No Guard
Park
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X500*
Annual Tax (2025)
$6,013
Parcel #
36-25-28-1274-0001-1830

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cumbrian Lakes Resort Ph 3
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
5,489 sqft
HOA
$175/mo
Julie Antonides

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #S5145366
$399,999-2.4%
$219/sqft
-
Price change
Source: Stellar MLS #S5145366
$409,999-4.7%
$224/sqft
3/6/2026
Listed for sale
Source: Stellar MLS #S5145366
$429,999
$235/sqft

Neighborhood

4774 Cumbrian Lakes Dr
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $399,999
$397,500 – $399,999
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 361 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 220 after a $30,000 cut.

Sample: 361 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,962/mo
Principal & interest$2,086
Property taxes$501
Insurance$200
HOA$175
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,999

$219 per sq ft

Beds and baths

4 beds, 4 baths

Size

1,830 sq ft

Time on market

220 days

Year built

2004

Monthly payment

About $2,962/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,013 annual tax bill, insurance, and the $175/mo HOA fee.

HOA fee

$175/mo

Managed by Julie Antonides.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMELENTREE REALTY LLCListing agent: Gabe PorfilioListing data from Stellar MLS, MLS# S5145366.

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