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Overview

5 bd4 ba2,876 sqft2 car garageSingle Family
TypeSingle Family
HOA$170/mo
Built2004
Lot5,489 sqft
Living area2,876 sqft
Price / sqft$174
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)French DoorsAssociation Recreation - OwnedBuyer Approval RequiredDishwasherDryerElectric Water HeaterFreezer

4733 Cumbriam Lakes Dr is a 2004-built home in Cumbriam Lakes Dr, Kissimmee. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,876 square feet of living space. Listed at $499,000 (about $174/sqft), 216 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $170 monthly.

From the listing

Beautiful home located in the desirable Cumbrian Lakes community in Kissimmee. Spacious layout with great natural light, modern finishes, and a private backyard. Conveniently located near major highways, shopping, restaurants, and theme parks. Perfect for a primary residence, vacation home, or investment opportunity.

The essentials

Built
2004
Price / sqft
$174
On market
216 days
Annual tax
$6,500
HOA
$170/mo
Flood zone
X · Low risk
Lot
5,489 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
Gunite
2 car garage
5,489 sqft lot
Lot size
2,876 sqft
Living area

Payment

Est. monthly payment
$3,563/mo
Down payment (20%)
$99,800
Property taxes
$542/mo
HOA
$170/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
5,489 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground
Days on Market
216
Ceiling Fans(s)
French Doors
Association Recreation - Owned
Buyer Approval Required
Dishwasher
Dryer
Electric Water Heater
Freezer
Gas Water Heater
Kitchen Reverse Osmosis System
Microwave
Refrigerator
Flood Zone X
Annual Tax (2025)
$6,500
Parcel #
36-25-28-1274-0001-2120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cumbriam Lakes Dr
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
5,489 sqft
HOA
$170/mo
Cumbriam Lakes HOA

Price history

Date
Event
Price
3/10/2026
Listed for sale
Source: Stellar MLS #S5145397
$499,000
$174/sqft

Neighborhood

4733 Cumbriam Lakes Dr
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$497,500 – $499,000
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 361 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 216.

Sample: 361 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,564/mo
Principal & interest$2,602
Property taxes$542
Insurance$250
HOA$170
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$174 per sq ft

Beds and baths

5 beds, 4 baths

Size

2,876 sq ft

Time on market

216 days

Year built

2004

Monthly payment

About $3,563/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,500 annual tax bill, insurance, and the $170/mo HOA fee.

HOA fee

$170/mo

Managed by Cumbriam Lakes HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Claudia AgudeloListing data from Stellar MLS, MLS# S5145397.

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