2513 Independence Ln, photo 1
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Overview

3 bd2 ba1,519 sqft1 car garageManufactured Home
TypeManufactured Home
HOA$120/mo
Built1984
Lot7,754 sqft
Living area1,519 sqft
Price / sqft$109
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenThermostatVaulted Ceiling(s)Walk-in Closet(s)Awning(s)Lighting

2513 Independence Ln is a 1984-built home in Teka Village Ph 1, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,519 square feet of living space. Listed at $165,000 (about $109/sqft), 200 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

NEW ROOF 2024, UPDATED WINDOWS, STORM SHUTTERS, UPDATED SLIDERS WITH THE BLINDS IN THE GLASS, A/C REPLACED IN 2019.......we have TWO living areas: a very LARGE family room with plenty of space for two set ups, and a more quaint living room with shelving, built-ins, & a good view the FL ROOM. This FL ROOM has screen and GLASS WINDOWS.......the windows, side door, & roof insulation on this FL ROOM were all updated in 2009. Miscellaneous spare closets help with storage, slight vaulted ceilings help keep that spacious feel, & our Kitchen is positioned perfectly in the center of the home. Lots of cabinets, all of its appliances will stay, we have a convenient center island with a breakfast bar, a closet pantry, & a window with a serving ledge that overlooks the FL ROOM. There is a designated DINING NOOK for those who prefer formal meals.......create an office space in this nook if a formal dining is not your "cup of tea". The Owner's Suite has a HUGE walk-in closet & a private bath. This bath has dual sinks, a stand-up shower, & extra cabinetry. Our LAUNDRY corner is INSIDE, it has cabinets, TWO closets, & the WASHER & DRYER WILL STAY!! For access, there is currently a built-in ramp leading to the entry door.......if you choose to remove the ramp to have more space in the carport, the original entry steps are in place. This 12'x51' CARPORT is GINORMOUS and would easily allow the parking of 3 standard vehicles or a golf cart(s). In addition to the carport, we also have an ATTACHED GARAGE!!! The door itself was replaced 5 years ago, it's equipped with a rear pedestrian door, a keypad, & a SMART OPENER........this makes the perfect area for parking, tinkering, or storage. IRRIGATION IS IN PLACE......28 HEADS AND THE RAINBIRD SYSTEM WAS RECENTLY INSPECTED & PROGRAMMED BY TOHO WATER. Woods presently makes the back view. TEKA VILLAGE IS GATED, THE HOA IS ONLY $120 A MONTH, AMENITIES INCLUDE AN INDOOR POOL, A CLUBHOUSE, WORKOUT ROOM, NEW COMMUNITY MAILBOX, SHUFFLEBOARD COURTS, & A PARKING YARD FOR YOUR RV/CAMPER OR BOAT!!! Location is ideal......price is right for a 3-bedroom.......just needs your personal vision to create a warm abode called "HOME".

The essentials

Built
1984
Price / sqft
$109
On market
200 days
Annual tax
$400
HOA
$120/mo
Flood zone
X · Low risk
Lot
7,754 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1984
Community pool
Shared amenity
1 car garage
Driveway
7,754 sqft lot
Lot size
1,519 sqft
Living area

Payment

Est. monthly payment
$1,097/mo
Down payment (20%)
$33,000
Property taxes
$33/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1984
Lot
7,754 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Workshop in Garage
Days on Market
200
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Awning(s)
Lighting
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Gated Community - No Guard
Golf Carts OK
Pool
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$400
Parcel #
16-26-30-0775-000C-0320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Teka Village Ph 1
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
7,754 sqft
City LimitsLandscapedPaved
HOA
$120/mo
Teka Village HOA/ Donna Loveall

Price history

Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #S5146767
$165,000-5.7%
$109/sqft
-
Price change
Source: Stellar MLS #S5146767
$175,000-22.2%
$115/sqft
3/30/2026
Listed for sale
Source: Stellar MLS #S5146767
$225,000
$148/sqft

Neighborhood

2513 Independence Ln
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $165,000
$165,000
99.5% – 100% of listTops out right at the list price
80% of listList price
240 of the last 388 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 200 after a $60,000 cut.

Sample: 388 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,096/mo
Principal & interest$861
Property taxes$33
Insurance$83
HOA$120
Down payment20% · $33,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,000

$109 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,519 sq ft

Time on market

200 days

Year built

1984

Monthly payment

About $1,097/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $400 annual tax bill, insurance, and the $120/mo HOA fee.

HOA fee

$120/mo

Managed by Teka Village HOA/ Donna Loveall.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byFLORIDA REALTY RESULTS LLCListing agent: Jennifer Davis, PAListing data from Stellar MLS, MLS# S5146767.

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