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Overview

3 bd3 ba1,591 sqftTownhouse
TypeTownhouse
HOA$380.19/mo
Built2021
Lot1,307 sqft
Living area1,591 sqft
Price / sqft$223

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatPlaygroundPoolConvection OvenDishwasherDisposalDryerMicrowave

4744 Terra Esmeralda Dr is a 2021-built home in Terra Esmeralda Twnhms, Kissimmee. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,591 square feet of living space. Listed at $354,990 (about $223/sqft), 202 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $380.19 monthly.

From the listing

NO CDD! Rare opportunity to own a beautifully maintained 3-bedroom, 2.5-bath townhome offering exceptional versatility in a gated community near Disney. Whether you're searching for a primary residence, vacation retreat, or income producing short-term rental/Airbnb opportunity, this property delivers the flexibility today’s buyers are looking for. As an added bonus, the seller is offering an attractive 2/1 interest rate buydown program, helping buyers enjoy significantly lower monthly payments during the first two years of ownership a valuable opportunity in today’s market. This temporary rate buydown can create estimated monthly savings of over $400 during the first year, making homeownership more affordable from day one. The backyard setting is truly a standout feature, showcasing spectacular lake views, a beautiful fountain, and a peaceful wooded backdrop that creates a private and relaxing environment rarely found in similar properties. Residents enjoy access to community amenities including a pool, sauna, and playground, along with the added benefit of a well managed HOA and NO CDD. Conveniently located near a school and approximately 34 minutes from Walt Disney World, with easy access to the beautiful and highly sought-after Celebration area. Lovingly maintained and occupied only by its owners, this home presents a unique opportunity for personal enjoyment, vacation use, or strategic investment.

The essentials

Built
2021
Price / sqft
$223
On market
202 days
Annual tax
$3,507
HOA
$380.19/mo
Flood zone
X500* · Low risk
Lot
1,307 sqft
Type
Townhouse

At a glance

Townhouse
Built 2021
Community pool
Shared amenity
1,307 sqft lot
Lot size
1,591 sqft
Living area

Payment

Est. monthly payment
$2,701/mo
Down payment (20%)
$70,998
Property taxes
$292/mo
HOA
$380.19/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2021
Lot
1,307 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
202
Thermostat
Playground
Pool
Convection Oven
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X500*
Annual Tax (2025)
$3,507
Parcel #
25-25-28-5223-0001-0180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terra Esmeralda Twnhms
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
1,307 sqft
HOA
$380.19/mo
Artemis Lifestyle

Price history

Date
Event
Price
8/4/2026
Price change
Source: Stellar MLS #S5146960
$354,990-1.4%
$223/sqft
-
Price change
Source: Stellar MLS #S5146960
$359,990-2.7%
$226/sqft
3/31/2026
Listed for sale
Source: Stellar MLS #S5146960
$370,000
$233/sqft

Neighborhood

4744 Terra Esmeralda Dr
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $354,990
$352,500 – $354,990
99% – 100% of listTops out right at the list price
80% of listList price
88 of the last 175 townhouse or villa closings in 34746 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 202 after a $15,010 cut.

Sample: 175 closed townhouse or villa sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,701/mo
Principal & interest$1,851
Property taxes$292
Insurance$177
HOA$380
Down payment20% · $70,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$354,990

$223 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,591 sq ft

Time on market

202 days

Year built

2021

Monthly payment

About $2,701/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,507 annual tax bill, insurance, and the $380.19/mo HOA fee.

HOA fee

$380.19/mo

Managed by Artemis Lifestyle.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Lisbeth Diaz De RicoListing data from Stellar MLS, MLS# S5146960.

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