446 Citrus Ridge, photo 1
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Overview

0 baLand
TypeLand
HOA$1,250/yr
Lot2,400 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Fitness CenterPoolSidewalks

446 Citrus Ridge is a home in Citrus Ridge Phase Two Pb 85 Pg 17, Davenport. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,250 annually.

From the listing

Build your perfect Florida retreat on this prime lot in the highly sought-after, 55+ community of Citrus Ridge! This level, cleared lot offers investors and snowbirds the unique flexibility to rent out the lot for RV use or to bring in a manufactured home and start enjoying the active sunshine lifestyle you’ve been dreaming of. Location is everything you are just minutes from world class golf, shopping at Posner Park, and the magic of Disney, yet tucked away in a quiet, friendly neighborhood. Low HOA fees include access to fantastic amenities: a sparkling community pool, clubhouse, fitness center, pickleball, and shuffleboard. Whether you’re looking for a seasonal escape or a permanent residence, this lot provides the ideal foundation. Don't wait land in this established community is hard to find!

The essentials

On market
173 days
Annual tax
$380
HOA
$1,250/yr
Flood zone
X · Low risk
Lot
2,400 sqft
Type
Land

At a glance

Land
Community pool
Fitness center too
2,400 sqft lot
Lot size

Payment

Est. monthly payment
$393/mo
Down payment (20%)
$9,000
Property taxes
$32/mo
HOA
$1,250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
2,400 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
173
Fitness Center
Pool
Sidewalks
Elementary
Horizons Elementary
Middle
Boone Middle
High
Ridge Community Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$380
Parcel #
27-26-20-706002-004460

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Citrus Ridge Phase Two Pb 85 Pg 17
County
Polk
MLS Area
33837 - Davenport
Lot Size
2,400 sqft
Street LightsPavedPrivate
HOA
$1,250/yr
Codie Smithler

Price history

Date
Event
Price
6/4/2026
Price change
Source: Stellar MLS #S5148829
$45,000-10.0%
4/28/2026
Listed for sale
Source: Stellar MLS #S5148829
$50,000

Neighborhood

446 Citrus Ridge
Davenport, FL, 33837 · 33837 - Davenport

Calculator

Est. monthly payment
$393/mo
Principal & interest$235
Property taxes$32
Insurance$23
HOA$104
Down payment20% · $9,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$45,000

Time on market

173 days

Monthly payment

About $393/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $380 annual tax bill, insurance, and the $1,250/yr HOA fee.

HOA fee

$1,250/yr

Managed by Codie Smithler.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCENTURY 21 WOLF'S CROSSING REALTYListing agent: Stephanie FlorezListing data from Stellar MLS, MLS# S5148829.

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