313 Lucaya Loop, photo 1
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Overview

3 bd2 ba1,655 sqftCondominium
TypeCondominium
HOA$841.43/mo
Built2003
Lot355 sqft
Living area1,655 sqft
Price / sqft$121

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)SidewalkFitness CenterGated Community - GuardPlaygroundPoolRestaurantSidewalks

313 Lucaya Loop is a 2003-built home in Bahama Bay Resort, Davenport. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,655 square feet of living space. Listed at $199,900 (about $121/sqft), 169 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $841.43 monthly.

From the listing

Escape to island living in this fully furnished, turn-key 3-bedroom, 2-bathroom condo perched on the top floor of Building 5 at the prestigious Bahama Bay Resort. The open-concept floor plan flows effortlessly onto a private screened balcony — your own breezy retreat for morning coffee or sunset cocktails, free from Florida's flying guests. As a top-floor unit, there are no upstairs neighbors to disrupt the peace, making it equally ideal for personal getaways or as a high-performing short-term rental. Set across 70 lush acres along the shores of Lake Davenport, Bahama Bay Resort delivers a true tropical escape. Residents and guests enjoy four heated pools, six whirlpool spas, a children's splash pad, and a private sandy beach, along with a fitness center, tennis and pickleball courts, and scenic nature trails winding through the property. Just minutes from Walt Disney World, Universal Studios, and SeaWorld — and surrounded by Central Florida's best dining, shopping, and entertainment — this condo is perfectly positioned to attract steady vacation demand year-round. Whether you're seeking a personal slice of paradise or a standout addition to your investment portfolio, this is an opportunity that checks every box.

The essentials

Built
2003
Price / sqft
$121
On market
169 days
Annual tax
$2,831
HOA
$841.43/mo
Flood zone
X · Low risk
Lot
355 sqft
Type
Condominium

At a glance

Condo
3 stories · 2003
Community pool
Fitness center too
1,655 sqft
Living area

Payment

Est. monthly payment
$2,220/mo
Down payment (20%)
$39,980
Property taxes
$236/mo
HOA
$841.43/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2003
Lot
355 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Open
Days on Market
169
Ceiling Fans(s)
Sidewalk
Fitness Center
Gated Community - Guard
Playground
Pool
Restaurant
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone x
Annual Tax (2025)
$2,831
Parcel #
26-25-12-999967-053010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bahama Bay Resort
County
Polk
MLS Area
33897 - Davenport
Lot Size
355 sqft
HOA
$841.43/mo
Vacasa

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #S5148895
$199,900-4.4%
$121/sqft
-
Price change
Source: Stellar MLS #S5148895
$209,000-2.8%
$126/sqft
4/29/2026
Listed for sale
Source: Stellar MLS #S5148895
$215,000
$130/sqft

Neighborhood

313 Lucaya Loop
Davenport, FL, 33897 · 33897 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $199,900
$190,000 – $199,900
95.6% – 100% of listTops out right at the list price
80% of listList price
13 of the last 25 condo closings in 33897 landed at this number or higher (52%). The median one sat 68 days before it went under contract, and this one is on day 169 after a $15,100 cut.

Sample: 25 closed condo sales in 33897 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,219/mo
Principal & interest$1,043
Property taxes$236
Insurance$100
HOA$841
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,900

$121 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,655 sq ft

Time on market

169 days

Year built

2003

Monthly payment

About $2,220/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,831 annual tax bill, insurance, and the $841.43/mo HOA fee.

HOA fee

$841.43/mo

Managed by Vacasa.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTEAM DONOVANListing agent: James DonovanListing data from Stellar MLS, MLS# S5148895.

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