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Overview

2 bd2 ba1,970 sqft2 car garageSingle Family
TypeSingle Family
HOA$333/mo
Built2009
Lot7,610 sqft
Living area1,970 sqft
Price / sqft$183
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit Bedroom

423 Armada Ln is a 2009-built home in Del Webb Orlando Ridgewood Lakes Villages 3b & 3c, Davenport. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,970 square feet of living space. Listed at $359,900 (about $183/sqft), 153 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $333 monthly.

From the listing

Welcome home to Del Webb Orlando! Truly exceptional 55+ resort-style living located in the gated golf community of Ridgewood Lakes. Convenient to shopping, hospital, restaurants, theme parks, airport and just a little over an hour to some of the world's most beautiful beaches! Located on a spacious corner lot, this highly sought-after Segovia model offers elegant living with soaring 12-foot ceilings and an exceptional open floor plan. Featuring 2 bedrooms, 2 baths, plus a versatile flex room with easy conversion potential to a 3rd bedroom, this home combines comfort, style, and functionality. A grand oversized foyer welcomes you into the expansive Gathering Room that flows seamlessly into the kitchen, elegant dining room, and sunny breakfast room — perfect for entertaining and everyday living. The kitchen is beautifully appointed with granite countertops, an eat-at breakfast bar, newer appliances, and convenient roll-out cabinetry. The oversized primary suite is a true retreat featuring an ensuite bath with dual sinks, a relaxing garden tub, separate shower, private commode, and an enormous walk-in closet. The split-bedroom floor plan provides added privacy for guests and owners alike. Additional highlights include an interior laundry room and a Generac whole-house generator for added peace of mind. Roof replaced in 2016 New Exterior Paint 2026, New Heat Pump 2025. Enjoy year-round Florida living in the beautiful 4-season room overlooking the additional screened lanai complete with a hot tub — the perfect place to relax and unwind. This exceptional home offers spacious living, thoughtful upgrades, and wonderful indoor-outdoor entertaining spaces all in one impressive package. LAWN MAINTENANCE INCLUDED IN LOW HOA FEE! Bringing a furry friend? You will love the dog park with separated areas for large and smaller pups, complete with a doggie water station! The resident owned Montecito Clubhouse is a state-of-the-art facility with 30,000 square feet of amenities. Complete with fitness center, indoor walking track, dance/aerobic studio, ballroom, craft rooms, resort-style outdoor pool, and even an indoor pool and hot tubs! Grab a bite to eat and your favorite beverage at La Tapenade Tavern where you can also enjoy live music, karaoke, trivia, and bingo Wednesday - Saturday. Looking for more activities? Try your hand at pickleball, shuffleboard, tennis, bocce ball, or basketball. How about a relaxing day of golf at Ridgewood Lake's White Heron Public Golf Club and Restaurant /Bar? Take a stroll along the picturesque walking paths by the beautiful lakes or try your luck hooking a fish on the fishing dock. 24/7 GUARDED GATE ACCESS. BONUS - This community has NO CDD! You're just minutes away from everything you need. Call today to schedule your private showing. This home truly checks every box—location, upgrades, and lifestyle—all within the sought-after Del Webb Orlando community.

The essentials

Built
2009
Price / sqft
$183
On market
153 days
Annual tax
$3,364
HOA
$333/mo
Flood zone
X · Low risk
Lot
7,610 sqft
Type
Single Family Residence

At a glance

Single family
Built 2009
Community pool
Fitness center too
2 car garage
7,610 sqft lot
Lot size
1,970 sqft
Living area

Payment

Est. monthly payment
$2,670/mo
Down payment (20%)
$71,980
Property taxes
$280/mo
HOA
$333/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2009
Lot
7,610 sqft
Cooling
Central Air
Heating
Heat Pump, Natural Gas
Parking
-
Days on Market
153
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
No Truck/Rv/Motorcycle Parking
Playground
Pool
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Gas Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,364
Parcel #
27-26-32-709503-002590

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Del Webb Orlando Ridgewood Lakes Villages 3b & 3c
County
Polk
MLS Area
33837 - Davenport
Lot Size
7,610 sqft
Corner LotLandscapedLevel
HOA
$333/mo
Del Webb Orlando / Joe Adessa

Price history

Date
Event
Price
5/19/2026
Listed for sale
Source: Stellar MLS #S5149772
$359,900
$183/sqft

Neighborhood

423 Armada Ln
Davenport, FL, 33837 · 33837 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $359,900
$357,500 – $359,900
99.5% – 100% of listTops out right at the list price
80% of listList price
314 of the last 468 home closings in 33837 landed at this number or higher (67%). The median one sat 35 days before it went under contract, and this one is on day 153.

Sample: 468 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,670/mo
Principal & interest$1,877
Property taxes$280
Insurance$180
HOA$333
Down payment20% · $71,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,900

$183 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,970 sq ft

Time on market

153 days

Year built

2009

Monthly payment

About $2,670/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,364 annual tax bill, insurance, and the $333/mo HOA fee.

HOA fee

$333/mo

Managed by Del Webb Orlando / Joe Adessa.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byGATHERING ROOM REAL ESTATEListing agent: Shelly HertelListing data from Stellar MLS, MLS# S5149772.

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