Elm Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot58,109 sqft

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About this home

Elm Dr is a home in Central Acres Sec 3, Okeechobee. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This is an excellent opportunity to own a beautiful 1.33-acre residential lot on Elm Dr, a paved and county-maintained road. Featuring 165 feet of road frontage, this parcel offers the perfect setting for your new home in the peaceful Central Acres community. The flexible R-1M zoning gives you the freedom to choose between a custom site-built home or a modern manufactured home, entirely tailored to your vision. With no HOA restrictions to limit your plans and a prime location just minutes from Florida’s Turnpike, you truly have the freedom to design your ideal rural retreat. Don't wait for the "Pending" sign! Visit this beautiful lot now and take action before someone else beats you to it.

The essentials

On market
144 days
Annual tax
$260
Flood zone
X · Low risk
Lot
58,109 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$307/mo
Down payment (20%)
$9,980
Property taxes
$22/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
58,109 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
144
Flood Zone X
Annual Tax (2025)
$260
Parcel #
13-32-34-2790-0001-1800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Central Acres Sec 3
County
Osceola
MLS Area
34972 - Okeechobee
Lot Size
58,109 sqft
WetlandsZoned for Horses

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #S5150305
$49,900-41.3%
5/28/2026
Listed for sale
Source: Stellar MLS #S5150305
$85,000

Neighborhood

Elm Dr
Okeechobee, FL, 34972 · 34972 - Okeechobee

Calculator

Est. monthly payment
$307/mo
Principal & interest$260
Property taxes$22
Insurance$25
Down payment20% · $9,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$49,900

Time on market

144 days

Monthly payment

About $307/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $260 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byPROPERTY OUTLET INTERNATIONALListing agent: Arelis RaveloListing data from Stellar MLS, MLS# S5150305.

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