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Overview

3 bd3 ba1,512 sqft1 car garageSingle Family
TypeSingle Family
HOA$245/mo
Built2002
Lot5,471 sqft
Living area1,512 sqft
Price / sqft$234
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatSidewalkSliding DoorsBuilt-in OvenDishwasherDisposalDryer

446 Reserve Dr is a 2002-built home in Reserve At Town Center, Davenport. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,512 square feet of living space. Listed at $354,000 (about $234/sqft), 157 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $245 monthly.

From the listing

Turnkey STR Income Property — Minutes from Disney Plug-and-play vacation rental in the gated Reserve at Town Center, just minutes from the Walt Disney World® entrance and surrounded by ChampionsGate, Reunion, and Disney Springs. This fully furnished 3-bed, 3-bath Florida villa is move-in (and book-in) ready — every furnishing, finish, and content stays. The standout layout features TWO primary suites — ideal for multi-gen guests, families with teens, or higher Airbnb nightly rates. A spacious 16x19 great room flows into an eat-in kitchen and dinette, opening to your private heated gunite pool with screened, covered lanai. NO rear neighbors — your backyard is mature oaks and protected green space. Built to earn from day one: NEW roof (2021), newer HVAC, newer pool heater Pool freshly resurfaced, deck repainted, screen cleaned Block/stucco construction, NO CDD HOA covers lawn, mulch, and landscaping — true hands-off ownership for absentee investors Whether you're scaling your STR portfolio or want a Florida getaway that pays its own way, this one's already doing the work. Schedule your showing today.

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The essentials

Built
2002
Price / sqft
$234
On market
157 days
Annual tax
$4,096
HOA
$245/mo
Flood zone
X · Low risk
Lot
5,471 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Private pool
In Ground
1 car garage
5,471 sqft lot
Lot size
1,512 sqft
Living area

Payment

Est. monthly payment
$2,609/mo
Down payment (20%)
$70,800
Property taxes
$341/mo
HOA
$245/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
5,471 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
157
Ceiling Fans(s)
Thermostat
Sidewalk
Sliding Doors
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$4,096
Parcel #
27-26-02-701009-000120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reserve At Town Center
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
5,471 sqft
HOA
$245/mo
Sentry Management-Sam Long-LCAM

Price history

Date
Event
Price
8/3/2026
Price change
Source: Stellar MLS #S5150380
$354,000-4.1%
$234/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #S5150380
$369,000
$244/sqft

Neighborhood

446 Reserve Dr
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $354,000
$352,500 – $354,000
99.5% – 100% of listTops out right at the list price
80% of listList price
105 of the last 205 home closings in 33896 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 157 after a $15,000 cut.

Sample: 205 closed home sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,610/mo
Principal & interest$1,846
Property taxes$341
Insurance$177
HOA$245
Down payment20% · $70,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$354,000

$234 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,512 sq ft

Time on market

157 days

Year built

2002

Monthly payment

About $2,609/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,096 annual tax bill, insurance, and the $245/mo HOA fee.

HOA fee

$245/mo

Managed by Sentry Management-Sam Long-LCAM.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Ryan SagerListing data from Stellar MLS, MLS# S5150380.

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