1121 Cogan Dr SE, photo 1
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Overview

3 bd3 ba1,967 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,019 sqft
Living area1,967 sqft
Price / sqft$224
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PORT MALABAR UNIT 22
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsStone CountersHurricane ShuttersBuilt-in OvenCooktopDishwasherDisposalElectric Water Heater

1121 Cogan Dr SE is a 2026-built home in Port Malabar Unit 22, Palm Bay. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,967 square feet of living space. Listed at $439,900 (about $224/sqft), 150 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Beautiful brand-new home featuring 3 bedrooms and 3.5 bathrooms with a modern and functional layout designed for comfortable living. This stunning property offers bright open living spaces, a chef-inspired kitchen with contemporary finishes, elegant marble flooring throughout the main living areas, and vinyl laminate flooring in all bedrooms for added warmth and comfort. The spacious primary suite features impressive floor-to-ceiling glass doors, creating a bright and luxurious retreat, while all windows throughout the home are oversized compared to traditional standard windows, allowing for abundant natural light. For added peace of mind, the home is equipped with hurricane-impact protection on all windows. The generously sized bedrooms provide privacy and versatility, and the multiple bathrooms convenience for guests and everyday living. Conveniently located near shopping, dining, schools, and major roadways with easy access to local amenities and attractions. A great opportunity to enjoy the comfort, style, and benefits of new construction living!

The essentials

Built
2026
Price / sqft
$224
On market
150 days
Annual tax
$583
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
10,019 sqft lot
Lot size
1,967 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,563/mo
Down payment (20%)
$87,980
Property taxes
$49/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
150
High Ceilings
Stone Counters
Hurricane Shutters
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Flood Zone X
Annual Tax (2025)
$583
Parcel #
29 3729-GS-904-2

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Malabar Unit 22
County
Brevard
MLS Area
32909 - Palm Bay/Melbourne
Lot Size
10,019 sqft

Price history

Date
Event
Price
5/20/2026
Listed for sale
Source: Stellar MLS #S5150430
$439,900
$224/sqft

Neighborhood

1121 Cogan Dr SE
Palm Bay, FL, 32909 · 32909 - Palm Bay/Melbourne

Market insights

Offer Insights

Choose an offer strength

List price: $439,900
$437,500 – $439,900
99.5% – 100% of listTops out right at the list price
80% of listList price
44 of the last 71 home closings in 32909 landed at this number or higher (62%). The median one sat 35 days before it went under contract, and this one is on day 150.

Sample: 71 closed home sales in 32909 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,563/mo
Principal & interest$2,294
Property taxes$49
Insurance$220
Down payment20% · $87,980
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,900

$224 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,967 sq ft

Time on market

150 days

Year built

2026

Monthly payment

About $2,563/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $583 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Claudia Marc LunaListing data from Stellar MLS, MLS# S5150430.

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