623 NE 7th Ter, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,585 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

623 NE 7th Ter is a home in Cape Coral, Cape Coral. Flood zone 071C - confirm flood insurance requirements with your lender.

From the listing

Build your dream home on this exceptional freshwater lot in one of Cape Coral's fastest-growing areas! This prime homesite offers the added value of approximately $23,000 in completed city water and sewer improvements, saving future owners significant time and expense. Surrounded by newer homes and ongoing development, this property provides an excellent opportunity for builders, investors, or anyone looking to create their custom Florida retreat. Enjoy the peaceful setting while remaining conveniently located near shopping, dining, schools, parks, and major roadways. With Cape Coral continuing to experience strong growth and demand, vacant lots with utility improvements already in place are becoming increasingly desirable. Don't miss this opportunity to secure a premium homesite in a thriving neighborhood with substantial infrastructure value already invested. Verify utility assessment status and building requirements with the City of Cape Coral.

The essentials

On market
138 days
Annual tax
$1,862
Flood zone
071C
Lot
10,585 sqft
Type
Land

At a glance

Land
Water views
Water
10,585 sqft lot
Lot size

Payment

Est. monthly payment
$841/mo
Down payment (20%)
$24,000
Property taxes
$155/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,585 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
138
Flood Zone 071C
Annual Tax (2025)
$1,862
Parcel #
12-44-23-C2-02394.0250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cape Coral
County
Lee
MLS Area
33909 - Cape Coral
Lot Size
10,585 sqft
BuildableClearedPavedUnincorporated

Price history

Date
Event
Price
8/26/2026
Price change
Source: Stellar MLS #S5150905
$120,000-4.0%
-
Price change
Source: Stellar MLS #S5150905
$125,000-16.1%
5/29/2026
Listed for sale
Source: Stellar MLS #S5150905
$149,000

Neighborhood

623 NE 7th Ter
Cape Coral, FL, 33909 · 33909 - Cape Coral

Calculator

Est. monthly payment
$841/mo
Principal & interest$626
Property taxes$155
Insurance$60
Down payment20% · $24,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$120,000

Time on market

138 days

Monthly payment

About $841/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,862 annual tax bill, insurance.

Flood zone

Zone 071C

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered bySTAR PLATINUM REALTY GROUP INCListing agent: Dave CepedaListing data from Stellar MLS, MLS# S5150905.

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