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Overview

4 bd3 ba2,494 sqft3 car garageSingle Family
TypeSingle Family
HOA$364/mo
Built2004
Lot13,678 sqft
Living area2,494 sqft
Price / sqft$182
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatWalk-in Closet(s)LightingPermeable PavingAssociation Recreation - LeaseClubhouseDog Park

3524 Shorewood Dr is a 2004-built home in Bellalago, Kissimmee. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,494 square feet of living space. Listed at $454,900 (about $182/sqft), 118 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $364 monthly.

From the listing

NEAR WALT DISNEY WORLD, conveniently located within approximately 30 minutes of Disney Springs, Universal Studios, Orlando's world-famous attractions, shopping, dining, and entertainment, this hidden gem offers the perfect balance of peaceful waterfront living and easy access to everything Central Florida has to offer. Welcome to 3524 Shorewood Drive, a beautifully maintained oasis nestled within the highly sought-after guard-gated community of Bellalago. Situated on a premium oversized corner lot with picturesque water views, this exceptional residence offers 3 spacious bedrooms PLUS a large flex room, ideal for a home office, media room, playroom, guest room, or potential fourth bedroom, along with 2.5 bathrooms and 2,494 heated square feet designed for both everyday living and entertaining. One of the home's most impressive features is the custom 13-foot extended screened lanai with upgraded tile flooring overlooking tranquil water views. Whether enjoying your morning coffee, hosting family gatherings, or relaxing in the included 8-person spa, this outdoor retreat was designed to be enjoyed year-round. The oversized corner lot provides additional privacy, enhanced curb appeal, and a more open feel rarely found in today's market, while the fully fenced backyard offers two separate access gates and plenty of room for pets, recreation, and outdoor activities. Inside, you'll find numerous upgrades, including a newer HVAC system (less than two years old), Pella windows, newer exterior doors, refaced kitchen cabinetry with upgraded soft-close drawers, newer kitchen appliances, insulated garage doors, a new garage door opener, custom closet organization systems, and a storm entry door with retractable glass that allows natural cross-ventilation throughout the home. The home also features an interior projector and motorized drop-down screen, creating the perfect setting for movie nights, sporting events, and entertaining family and friends. As an added bonus, the sale includes an internet-accessible security camera system with ten outdoor cameras and the above-ground eight-person spa, allowing you to enjoy Florida's outdoor lifestyle while taking in the peaceful water views. Bellalago residents enjoy resort-style amenities, including multiple pools, fitness centers, tennis and basketball courts, playgrounds, scenic walking trails, community events, on-site dining, a private boat ramp with direct access to Lake Tohopekaliga, and 24-hour guarded gate security. Water views, an oversized corner lot, extensive upgrades, exceptional outdoor living, and resort-style amenities make this a rare opportunity to experience Florida living at its finest.

The essentials

Built
2004
Price / sqft
$182
On market
118 days
Annual tax
$3,989
HOA
$364/mo
Flood zone
X · Low risk
Lot
13,678 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Water views
Water
Community pool
Fitness center too
3 car garage
Garage Door Opener
0.31 acres
Lot size

Payment

Est. monthly payment
$3,296/mo
Down payment (20%)
$90,980
Property taxes
$332/mo
HOA
$364/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
13,678 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Garage Door Opener
Days on Market
118
Ceiling Fans(s)
Thermostat
Walk-in Closet(s)
Lighting
Permeable Paving
Association Recreation - Lease
Clubhouse
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Irrigation-reclaimed Water
Park
Playground
Pool
Restaurant
Special Community Restrictions
Dishwasher
Dryer
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Bellalago Charter Academy (K-8)
Middle
Bellalago Charter Academy (K-8)
High
Liberty High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,989
Parcel #
29-26-29-2644-0001-2500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bellalago
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
13,678 sqft
Corner Lot
HOA
$364/mo
First Service Residential / Desera Ramos

Price history

Date
Event
Price
7/31/2026
Price change
Source: Stellar MLS #S5151829
$454,900-0.9%
$182/sqft
6/15/2026
Listed for sale
Source: Stellar MLS #S5151829
$459,000
$184/sqft

Neighborhood

3524 Shorewood Dr
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $454,900
$452,500 – $454,900
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 361 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 118 after a $4,100 cut.

Sample: 361 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,296/mo
Principal & interest$2,372
Property taxes$332
Insurance$227
HOA$364
Down payment20% · $90,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$454,900

$182 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,494 sq ft

Time on market

118 days

Year built

2004

Monthly payment

About $3,296/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,989 annual tax bill, insurance, and the $364/mo HOA fee.

HOA fee

$364/mo

Managed by First Service Residential / Desera Ramos.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREMAX PREMIER PROPERTIESListing agent: George AlmodovarListing data from Stellar MLS, MLS# S5151829.

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