394 Monterey St, photo 1
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Overview

2 bd3 ba1,850 sqft2 car garageSingle Family
TypeSingle Family
HOA$276.02/mo
Built2008
Lot8,904 sqft
Living area1,850 sqft
Price / sqft$257
Garage2 car

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About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)Outdoor Grill

394 Monterey St is a 2008-built home in Solivita Ph 07b2, Kissimmee. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,850 square feet of living space. Listed at $475,000 (about $257/sqft), 106 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $276.02 monthly.

From the listing

NEGOTIABLE AND RARE LAKESIDE PARADISE! Experience exceptional active 55 plus community in this move-in-ready lakeside home, where striking curb appeal meets a thoughtfully designed layout. From the moment you enter, the property welcomes you with an immediate sense of warmth and an impressive view of the water. To the left of the foyer, a privately situated second bedroom and full bathroom an ideal layout for guests. Further down the hall, a convenient half-bath is positioned perfectly near the dedicated laundry room for seamless everyday functionality. The heart of the home opens up into a large, spacious kitchen and dining area designed for both casual meals and effortless entertaining. This culinary space features premium quartz countertops, modern stainless steel appliances, recessed lighting, and elegant 42-inch upper cabinets enhanced by under-cabinet lighting. From the kitchen, you face directly out to the water. You can enjoy these stunning lakeside vistas year-round from the enclosed lanai, which features its own dedicated mini-split A/C system for independent climate control, or enter the adjacent screened-in patio, which comes complete with the patio furniture and BBQ grill included. The primary owner's suite serves as a true private retreat, offering two expansive walk-in closets and a versatile alcove perfect for a computer desk or cozy reading nook. The attached en-suite bathroom is beautifully appointed with separate dual vanities divided by a custom makeup station, alongside a pristine tiled shower equipped with a glass door, safety grab bars, and a spacious 8x8 sitting bench. Complete with a durable tile roof and a two-car garage featuring a dedicated golf cart outlet, this property delivers the ultimate Florida retirement lifestyle. Located inside the premier, 55-plus guard-gated development of Solivita, this property offers an unparalleled lifestyle across 4,300 acres of scenic waterways and green spaces and wildlife. Residents enjoy a high-end club environment anchored by over 150,000 square feet of dedicated recreational facilities. Golf enthusiasts can take advantage of the Stonegate Golf Club, featuring two championship 18-hole courses and an aquatic driving range. The community features 14 heated swimming pools—including indoor and outdoor lap options and hot tubs—alongside the massive Riviera Spa and Fitness Center, complete with an air-conditioned indoor walking track. For outdoor sports, the expansive layout incorporates 17 pickleball courts, over a dozen tennis courts, bocce ball, shuffleboard, and a full softball field. At the vibrant village center, enjoy three on-site restaurants, a full-service spa, a pharmacy, and creative studios for arts, billiards, and ceramics with kilns. A 17,000-square-foot ballroom hosts regular live entertainment, coordinating with a calendar of over 150 active social clubs. Make this dream home become your reality, call me for a showing today!

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The essentials

Built
2008
Price / sqft
$257
On market
106 days
Annual tax
$4,368
HOA
$276.02/mo
Flood zone
X · Low risk
Lot
8,904 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Water views
Water
Community pool
Fitness center too
2 car garage
Driveway
8,904 sqft lot
Lot size

Payment

Est. monthly payment
$3,354/mo
Down payment (20%)
$95,000
Property taxes
$364/mo
HOA
$276.02/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
8,904 sqft
Cooling
Central Air, Mini-Split Unit(s)
Heating
Electric
Parking
Driveway, Garage Door Opener
Days on Market
106
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Outdoor Grill
Private Mailbox
Rain Gutters
Sidewalk
Buyer Approval Required
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Park
Pool
Racquetball
Restaurant
Sidewalks
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,368
Parcel #
28-27-22-933913-000030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Solivita Ph 07b2
County
Polk
MLS Area
34759 - Kissimmee / Poinciana
Lot Size
8,904 sqft
Oversized Lot
HOA
$276.02/mo
RealManage (HOA) Solivita Mgt /Lorrie Gutzman

Price history

Date
Event
Price
8/4/2026
Price change
Source: Stellar MLS #S5153097
$475,000-2.1%
$257/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #S5153097
$485,000
$262/sqft

Neighborhood

394 Monterey St
Kissimmee, FL, 34759 · 34759 - Kissimmee / Poinciana

Market insights

Offer Insights

Choose an offer strength

List price: $475,000
$472,500 – $475,000
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 533 home closings in 34759 landed at this number or higher (57%). The median one sat 61 days before it went under contract, and this one is on day 106 after a $10,000 cut.

Sample: 533 closed home sales in 34759 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,355/mo
Principal & interest$2,477
Property taxes$364
Insurance$238
HOA$276
Down payment20% · $95,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$475,000

$257 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,850 sq ft

Time on market

106 days

Year built

2008

Monthly payment

About $3,354/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,368 annual tax bill, insurance, and the $276.02/mo HOA fee.

HOA fee

$276.02/mo

Managed by RealManage (HOA) Solivita Mgt /Lorrie Gutzman.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREAL BROKER, LLCListing agent: Lisa DobbsListing data from Stellar MLS, MLS# S5153097.

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