2845 Willowseed Ln, photo 1
Active
1 / 59

Overview

4 bd4 ba2,717 sqft2 car garageSingle Family
TypeSingle Family
HOA$207.25/qtr
Built2024
Lot6,098 sqft
Living area2,717 sqft
Price / sqft$220
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenOpen FloorplanThermostatBuilt-in OvenCooktopDishwasherMicrowaveRange Hood

2845 Willowseed Ln is a 2024-built home in Twin Lakes Ph 8, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,717 square feet of living space. Listed at $598,000 (about $220/sqft), 96 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $207.25 quarterly.

From the listing

Welcome to this beautiful 2024-built home located in the desirable Reserve at Twin Lakes community in St. Cloud! This spacious residence features 4 bedrooms, 3.5 bathrooms, a private office, and a versatile loft, offering plenty of space for today’s modern lifestyle. The open-concept floor plan creates a seamless flow between the kitchen, dining, and living areas, making it perfect for entertaining and everyday living. The well-appointed kitchen features a large island, ample cabinetry, and modern finishes. The primary suite provides a relaxing retreat with a spacious layout and private en-suite bathroom. Enjoy the benefits of newer construction with energy-efficient features, contemporary design, and low-maintenance living. Conveniently located near shopping, dining, schools, and major roadways, this home offers comfort, style, and convenience in a growing St. Cloud community.

The essentials

Built
2024
Price / sqft
$220
On market
96 days
Annual tax
$9,554
HOA
$207.25/qtr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
6,098 sqft lot
Lot size
2,717 sqft
Living area

Payment

Est. monthly payment
$4,283/mo
Down payment (20%)
$119,600
Property taxes
$796/mo
HOA
$207.25/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
96
Eat-in Kitchen
Open Floorplan
Thermostat
Built-in Oven
Cooktop
Dishwasher
Microwave
Range Hood
Refrigerator
Elementary
Hickory Tree Elem
Middle
St. Cloud Middle (6-8)
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$9,554
Parcel #
20-26-31-5265-0001-1103

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lakes Ph 8
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,098 sqft
HOA
$207.25/qtr
VIRGINA OCOA

Price history

Date
Event
Price
7/6/2026
Listed for sale
Source: Stellar MLS #S5153174
$598,000
$220/sqft

Neighborhood

2845 Willowseed Ln
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $598,000
$595,000 – $598,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 96.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,283/mo
Principal & interest$3,119
Property taxes$796
Insurance$299
HOA$69
Down payment20% · $119,600
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$598,000

$220 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,717 sq ft

Time on market

96 days

Year built

2024

Monthly payment

About $4,283/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,554 annual tax bill, insurance, and the $207.25/qtr HOA fee.

HOA fee

$207.25/qtr

Managed by VIRGINA OCOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY ORLANDO LLCListing agent: Maria Figueroa RivasListing data from Stellar MLS, MLS# S5153174.

Keep exploring Florida

Pick up where you left off, or see what else is out there.