3943 Sunset Lake Dr, photo 1
Active
1 / 68

Overview

4 bd3 ba2,625 sqft3 car garageSingle Family
TypeSingle Family
HOA$345/mo
Built2014
Lot11,495 sqft
Living area2,625 sqft
Price / sqft$187
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

3943 Sunset Lake Dr is a 2014-built home in Terralargo Ph II, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,625 square feet of living space. Listed at $489,985 (about $187/sqft), 74 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $345 monthly.

From the listing

Live between Tampa and Orlando without paying their prices. This one-story, 4-bed, 3-bath home in gated TerraLargo has a private guest suite, a home office, a 3-car garage — and internet is included in the HOA. One-story TerraLargo living with room to work, host, and settle in. This inviting 4-bedroom, 3-bath home offers 2,625 square feet, a three-car garage, a dedicated office/den, and a flexible private guest suite with its own ensuite bath—an easy fit for guests, multigenerational living, or the way life works today. Tile roof, block construction with fresh paint and updated bathrooms give the home a clean, move-in-ready feel. The open living areas lead to a screened lanai, while the primary suite offers tray ceilings, private lanai access, and two walk-in closets. An additional dining area and the office/den give you room to work from home, host family, or adapt the home as your needs change. Located inside gated TerraLargo, the $345 monthly HOA includes cable and internet, gated-community security, clubhouse, fitness center, pool, tennis, basketball, pickleball, playground, picnic areas, and recreation facilities. You are also close to I-4, shopping, dining, and everyday services. With an acceptable offer, the seller may assist a qualified buyer with allowable closing costs. Professional photos, a full video walkthrough, inspection information, and completed-repair details are available for review. Schedule your private showing today.

The essentials

Built
2014
Price / sqft
$187
On market
74 days
Annual tax
$4,278
HOA
$345/mo
Flood zone
X · Low risk
Lot
11,495 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Community pool
Fitness center too
3 car garage
Driveway
0.26 acres
Lot size
2,625 sqft
Living area

Payment

Est. monthly payment
$3,501/mo
Down payment (20%)
$97,997
Property taxes
$356/mo
HOA
$345/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
11,495 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
74
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Elementary
Sleepy Hill Elementary
Middle
Sleepy Hill Middle

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,278
Parcel #
23-27-27-010504-002450

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terralargo Ph II
County
Polk
MLS Area
33810 - Lakeland
Lot Size
11,495 sqft
In CountySidewalkPaved
HOA
$345/mo
Kathryn Hinton

Price history

Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #S5153494
$489,985-2.0%
$187/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #S5153494
$499,985
$190/sqft

Neighborhood

3943 Sunset Lake Dr
Lakeland, FL, 33810 · 33810 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $489,985
$487,500 – $489,985
99.5% – 100% of listTops out right at the list price
80% of listList price
186 of the last 303 home closings in 33810 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 74 after a $10,000 cut.

Sample: 303 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,502/mo
Principal & interest$2,555
Property taxes$356
Insurance$245
HOA$345
Down payment20% · $97,997
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$489,985

$187 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,625 sq ft

Time on market

74 days

Year built

2014

Monthly payment

About $3,501/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,278 annual tax bill, insurance, and the $345/mo HOA fee.

HOA fee

$345/mo

Managed by Kathryn Hinton.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Cliff CloverListing data from Stellar MLS, MLS# S5153494.

Keep exploring Florida

Pick up where you left off, or see what else is out there.