3063 Wood Duck Dr, photo 1
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Overview

0 baLand
TypeLand
HOA$1,800/yr
Lot3,576 sqft

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About this home

3063 Wood Duck Dr is a home in Bay Lake Residence, Polk City. Flood zone X AE* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,800 annually.

From the listing

Experience luxury RV living in the highly sought-after Bay Lake Motorcoach Resort, a premier gated 55+ Class A motorcoach community in the heart of Central Florida. This beautifully landscaped, professionally paved homesite features a spacious screened tiki hut, creating the perfect outdoor living area for relaxing, entertaining, or enjoying Florida's year-round sunshine in comfort. The outdoor tiki hut furniture is included with the sale, allowing you to immediately enjoy this inviting outdoor retreat from day one. Bay Lake Motorcoach Resort offers an exceptional resort lifestyle with outstanding amenities, including a beautifully appointed clubhouse, heated swimming pool and spa, fitness center, theater room, game room, library, laundry facilities, planned social events and activities, and scenic walking areas. Residents also enjoy access to private Bay Lake, complete with a boat launch and fishing opportunities, making it easy to embrace the Florida lifestyle. Ideally located between Orlando and Tampa with convenient access to I-4, Bay Lake Motorcoach Resort places you just minutes from Disney, Universal, LEGOLAND, world-class golf, shopping, dining, and both Florida's Gulf and Atlantic Coast beaches. Whether you're searching for a seasonal retreat or a full-time home base, this exceptional lot offers the perfect combination of luxury, convenience, and resort-style living.

The essentials

On market
69 days
Annual tax
$1,979
HOA
$1,800/yr
Flood zone
X AE* · Low risk
Lot
3,576 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,383/mo
Down payment (20%)
$37,400
Property taxes
$165/mo
HOA
$1,800/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
3,576 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
69
Flood Zone X AE*
Annual Tax (2025)
$1,979
Parcel #
25-27-10-999942-001350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Lake Residence
County
Polk
MLS Area
33868 - Polk City
Lot Size
3,576 sqft
HOA
$1,800/yr
John Howard

Price history

Date
Event
Price
8/4/2026
Listed for sale
Source: Stellar MLS #S5153876
$187,000

Neighborhood

3063 Wood Duck Dr
Polk City, FL, 33868 · 33868 - Polk City

Calculator

Est. monthly payment
$1,384/mo
Principal & interest$975
Property taxes$165
Insurance$94
HOA$150
Down payment20% · $37,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$187,000

Time on market

69 days

Monthly payment

About $1,383/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,979 annual tax bill, insurance, and the $1,800/yr HOA fee.

HOA fee

$1,800/yr

Managed by John Howard.

Flood zone

Zone X AE*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: Brenda BrooksListing data from Stellar MLS, MLS# S5153876.

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