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Active
3
beds
2
baths
1,366
sqft
-
garage
Listed by REALTYCITY INC· Last updated · MLS# S5154269
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About this home
Ceiling Fans(s)DishwasherElectric Water HeaterRangeRefrigerator
409 Montgomery Ave is a 1960-built home in Cloverdale Subdivision, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,366 square feet of living space. Listed at $265,000 (about $194/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
From the listing
Spacious one-story home located in the established Cloverdale neighborhood of Lakeland. This 3-bedroom, 2-bathroom home offers a functional layout with plenty of potential to make it your own. The dining room and bedrooms feature wood flooring, while the spacious living room is finished with durable ceramic tile flooring. The kitchen offers ample cabinet storage and workspace for everyday living. Relax with your morning coffee or unwind in the screened patio overlooking the fenced backyard, providing a great space for outdoor enjoyment. A storage shed offers additional room for tools, lawn equipment, or hobbies. Whether you're a first-time homebuyer, investor, or someone looking to add your own personal touches, this property presents an excellent opportunity to create your ideal living space. Conveniently located near shopping, dining, schools, and major roadways. Schedule your private showing today and discover the possibilities this Lakeland home has to offer before it's gone!
The essentials
Built
1960
Price / sqft
$194
On market
33 days
Annual tax
$3,557
Flood zone
X · Low risk
Lot
11,700 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
1960
Lot
11,700 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
33
Ceiling Fans(s)
Dishwasher
Electric Water Heater
Range
Refrigerator
Elementary
Philip O’Brien Elementary
Middle
Crystal Lake Middle/Jun
High
Lakeland Senior High
Districts can re-zone, so verify directly with the district before relying on these.
Flood Zone X
Annual Tax (2025)
$3,557
Parcel #
24-28-20-239200-000020
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Cloverdale Subdivision
County
Polk
MLS Area
33801 - Lakeland
Lot Size
11,700 sqft
Paved
Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #S5154269
$265,000-3.6%
$194/sqft
7/23/2026
Listed for sale
Source: Stellar MLS #S5154269
$275,000
$201/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$1,978
Principal, interest, tax, insurance
- P&I$1,382
- Tax$296
- Insurance$300
Loan Amount
$212,000
Down Payment %
20.0%
First Year Summary
Principal
$2,238
Interest
$14,347
Balance
$209,762
Total Interest
$285,549
Total Cost
$497,549
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