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Overview

6 bd8 ba6,442 sqft4 car garageSingle Family
TypeSingle Family
HOA$400/mo
Built2026
Lot70,690 sqft
Living area6,442 sqft
Price / sqft$854
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
LAKE OLIVIA RESERVE
Type
Single Family Residence

True monthly carry

HOA
~$400/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersBalconyBuilt-in OvenDisposal

1330 Lake Olivia is a 2026-built home in Lake Olivia Reserve, Windermere. Inside you'll find 6 bedrooms, 8 bathrooms, and 6,442 square feet of living space. Listed at $5,500,000 (about $854/sqft), 68 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $400 monthly.

From the listing

Virtually Staged. Pre-Construction. To be built. This is where high-end living meets possibility. A lakefront estate currently under construction in Windermere, set on the shores of Lake Olivia with wide, unobstructed water views and rare privacy. This future residence will have 6 bedrooms, 6 full baths, and 2 half baths across 6,400+ sq ft, with 12’ ceilings on the main level, 10’ ceilings above, and expansive windows designed to frame the lake. Planned features include a gourmet kitchen with premium cabinetry and quartz surfaces, dual primary suites, private elevator, theater room, wet bar, and 4-car garage. Outdoor living will include a resort-style lanai, summer kitchen, custom pool and spa, and a private dock with direct lake access. Set on approximately 1.6+ acres in one of Windermere’s most desirable locations, this is a rare opportunity to secure a brand-new lakefront residence before completion.

The essentials

Built
2026
Price / sqft
$854
On market
68 days
Annual tax
$9,870
HOA
$400/mo
Flood zone
X · Low risk
Lot
70,690 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Private pool
In Ground
4 car garage
Curb Parking
1.62 acres
Lot size
6,442 sqft
Living area

Payment

Est. monthly payment
$32,658/mo
Down payment (20%)
$1,100,000
Property taxes
$823/mo
HOA
$400/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
70,690 sqft
Cooling
Central Air
Heating
Central
Parking
Curb Parking
Pool
In Ground, Deck
Days on Market
68
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Balcony
Built-in Oven
Disposal
Microwave
Range
Refrigerator
Elementary
Windermere Elem
Middle
Chain of Lakes Middle
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$9,870
Parcel #
33-22-28-4668-00-050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Olivia Reserve
County
Orange
MLS Area
34786 - Windermere
Lot Size
70,690 sqft
HOA
$400/mo
Dean Garrow

Price history

Date
Event
Price
8/10/2026
Listed for sale
Source: Stellar MLS #S5155388
$5,500,000
$854/sqft

Neighborhood

1330 Lake Olivia
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $5,500,000
$5.42M – $5.50M
98.5% – 100% of listTops out right at the list price
80% of listList price
157 of the last 313 home closings in 34786 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 68.

Sample: 313 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$32,657/mo
Principal & interest$28,685
Property taxes$823
Insurance$2,750
HOA$400
Down payment20% · $1,100,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$5,500,000

$854 per sq ft

Beds and baths

6 beds, 8 baths

Size

6,442 sq ft

Time on market

68 days

Year built

2026

Monthly payment

About $32,658/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,870 annual tax bill, insurance, and the $400/mo HOA fee.

HOA fee

$400/mo

Managed by Dean Garrow.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEMPIRE NETWORK REALTYListing agent: Ana RubioListing data from Stellar MLS, MLS# S5155388.

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