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Overview

4 bd3 ba1,966 sqft2 car garageSingle Family
TypeSingle Family
HOA$165.52/qtr
Built2023
Lot4,622 sqft
Living area1,966 sqft
Price / sqft$165
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)LightingSidewalkClubhouse

356 Loch CT is a 2023-built home in Cascades Ph 1a 1b, Davenport. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,966 square feet of living space. Listed at $325,000 (about $165/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165.52 quarterly.

From the listing

Virtually Staged. In a world of rising energy costs, this 2023-built 4-bedroom, 2.5-bathroom two-story comes with a real advantage: solar power already in place to help keep monthly utility bills in check. Set in a friendly Davenport community with a refreshingly low HOA, it pairs recent construction with the kind of space and efficiency that's hard to find at this price. A covered front porch and tidy landscaping give the home welcoming curb appeal, and because it was built in 2023, major systems and appliances—roof, A/C, water heater, and more—are all newer, offering years of worry-free ownership ahead. Inside, the main level is bright and open, with easy-care tile flowing underfoot and a layout made for everyday living and entertaining alike. The kitchen anchors the space with crisp cabinetry, stainless steel appliances, a walk-in pantry, and a generous center island with breakfast-bar seating that opens directly to the dining area and an expansive living room. Whether it's a quiet weeknight or a house full of guests, the space adapts with ease. A convenient half bath and interior access to the two-car garage round out the first floor. Upstairs, a spacious loft creates a second living area—perfect for a media room, play space, home office, or relaxed lounge—giving the home flexibility that a single living room simply can't match. All four bedrooms are tucked away from the main living areas for privacy and quiet. The primary suite is a true retreat, featuring a large walk-in closet and a private ensuite with dual sinks. Three additional bedrooms share a second full bathroom, also with a dual-sink vanity, while a dedicated upstairs laundry room and extra storage add everyday practicality. Plush carpet keeps the bedrooms cozy and comfortable. Step out back to a fully fenced yard with a paver patio, a shade gazebo, and string lights that set the mood for evenings outdoors. It's a private, low-maintenance retreat ready for morning coffee, weekend cookouts, or simply unwinding under the Florida sky. Residents also enjoy a community pool and playground, and the low quarterly HOA even includes cable and internet—adding real everyday value while keeping ownership affordable. And then there's the solar. In an era of climbing utility rates, having solar already installed is a genuine head start. In fact, the monthly electricity costs for this home are only $35— just the utility's base connection fee—helping buffer your household against rising energy costs while you enjoy the comfort of a modern, efficient home. The location seals the deal. You're just minutes from US-27 and I-4, with Posner Park's shopping and dining right around the corner. Walt Disney World is roughly 20–25 minutes away, Universal Studios about 35 minutes, and Orlando International Airport around 40 minutes. ChampionsGate's restaurants and golf are close by, and both of Florida's coastlines are within about 90 minutes for an easy beach day. Modern, efficient, and ideally placed—356 Loch Court is ready to welcome you home.

The essentials

Built
2023
Price / sqft
$165
On market
59 days
Annual tax
$5,808
HOA
$165.52/qtr
Flood zone
X · Low risk
Lot
4,622 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
Driveway
4,622 sqft lot
Lot size
1,966 sqft
Living area

Payment

Est. monthly payment
$2,397/mo
Down payment (20%)
$65,000
Property taxes
$484/mo
HOA
$165.52/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,622 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
59
Ceiling Fans(s)
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Clubhouse
Playground
Pool
Sidewalks
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Horizons Elementary
High
Ridge Community Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,808
Parcel #
27-26-31-709007-051060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cascades Ph 1a 1b
County
Polk
MLS Area
33837 - Davenport
Lot Size
4,622 sqft
HOA
$165.52/qtr
Prime Community Management

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #S5155811
$325,000-3.0%
$165/sqft
8/17/2026
Listed for sale
Source: Stellar MLS #S5155811
$335,000
$170/sqft

Neighborhood

356 Loch CT
Davenport, FL, 33837 · 33837 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $325,000
$322,500 – $325,000
99.5% – 100% of listTops out right at the list price
80% of listList price
313 of the last 466 home closings in 33837 landed at this number or higher (67%). The median one sat 35 days before it went under contract, and this one is on day 59 after a $10,000 cut.

Sample: 466 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,397/mo
Principal & interest$1,695
Property taxes$484
Insurance$163
HOA$55
Down payment20% · $65,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$325,000

$165 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,966 sq ft

Time on market

59 days

Year built

2023

Monthly payment

About $2,397/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,808 annual tax bill, insurance, and the $165.52/qtr HOA fee.

HOA fee

$165.52/qtr

Managed by Prime Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY LLCListing agent: Irena AistropListing data from Stellar MLS, MLS# S5155811.

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