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Overview

3 bd2 ba1,437 sqft2 car garageSingle Family
TypeSingle Family
HOA$90/mo
Built1994
Lot8,742 sqft
Living area1,437 sqft
Price / sqft$205
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Window TreatmentsLightingPrivate Yard

406 Jay CT is a 1994-built home in Poinciana Nbrhd 05 North Village 03, Poinciana. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,437 square feet of living space. Listed at $295,000 (about $205/sqft), 52 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $90 monthly.

From the listing

Prepare to become acquainted with this exceptional three-bedroom, two-bath residence, which represents an outstanding opportunity for large families or astute investors seeking passive income. Upon entry, you will notice a warm and inviting atmosphere accentuated by attractive laminate flooring throughout. The spacious living and dining area provides an ideal setting for family gatherings, while the Florida Room, equipped with elegant French doors, leads to a screened porch and a substantial backyard—perfect for entertaining guests. The kitchen is adequately sized and features stainless steel appliances, quality cabinetry, and a generously sized food pantry. There is also additional space to install a portable island to facilitate meal preparation and social occasions. The primary bedroom includes a ceiling fan and a private bathroom, which showcases stylish subway tile in the shower and a matching vanity that complements the cabinetry. Further bedrooms are equipped with ceiling fans and the same laminate flooring, while the second bathroom features a matching vanity, ensuring a cohesive aesthetic. The garage is currently being utilized as additional storage but can easily be converted to an In-Law Suite or a 4th Bedroom or separate rental space with the right permits for additional income. The exterior of the property is equally impressive with an expansive fenced-in backyard providing ample space for a pool and much more. The front yard includes a large driveway capable of accommodating four to five vehicles—ideal for hosting gatherings. The residence is conveniently located minutes from the recently developed Poinciana Lakes Plaza shopping district, offering a variety of retail outlets and dining options. Additionally, it is in close proximity to HCA Florida Poinciana Hospital and several local schools, making this home a central and desirable location. Do not miss this exceptional opportunity—contact us today to make this residence your new home.

The essentials

Built
1994
Price / sqft
$205
On market
52 days
Annual tax
$3,079
HOA
$90/mo
Flood zone
A
Lot
8,742 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
2 car garage
Garage Door Opener
8,742 sqft lot
Lot size
1,437 sqft
Living area

Payment

Est. monthly payment
$2,033/mo
Down payment (20%)
$59,000
Property taxes
$257/mo
HOA
$90/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
8,742 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
52
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Yard
Sidewalk
Convection Oven
Cooktop
Dishwasher
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Palmetto Elementary
Middle
Lake Marion Creek Middle

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone A
Annual Tax (2025)
$3,079
Parcel #
28-27-25-934060-078203

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Poinciana Nbrhd 05 North Village 03
County
Polk
MLS Area
34759 - Kissimmee / Poinciana
Lot Size
8,742 sqft
HOA
$90/mo
Association of Poinciana Villages/ Mark Maldonado

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #S5156630
$295,000
$205/sqft

Neighborhood

406 Jay CT
Poinciana, FL, 34759 · 34759 - Kissimmee / Poinciana

Market insights

Offer Insights

Choose an offer strength

List price: $295,000
$292,500 – $295,000
99.5% – 100% of listTops out right at the list price
80% of listList price
312 of the last 544 home closings in 34759 landed at this number or higher (57%). The median one sat 59 days before it went under contract, and this one is on day 52.

Sample: 544 closed home sales in 34759 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,033/mo
Principal & interest$1,539
Property taxes$257
Insurance$148
HOA$90
Down payment20% · $59,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$295,000

$205 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,437 sq ft

Time on market

52 days

Year built

1994

Monthly payment

About $2,033/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,079 annual tax bill, insurance, and the $90/mo HOA fee.

HOA fee

$90/mo

Managed by Association of Poinciana Villages/ Mark Maldonado.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY KISSIMMEEListing agent: Daniel AponteListing data from Stellar MLS, MLS# S5156630.

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