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Overview

3 bd2 ba1,490 sqft3 car garageSingle Family
TypeSingle Family
HOA$222/qtr
Built2012
Lot9,583 sqft
Living area1,490 sqft
Price / sqft$221
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Split BedroomThermostatWalk-in Closet(s)SidewalkGated Community - No GuardPlaygroundSidewalksStreet Lights

3651 Sail Harbor Dr is a 2012-built home in Isles Of Bellalago Ph 2, Kissimmee. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,490 square feet of living space. Listed at $330,000 (about $221/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $222 quarterly.

From the listing

Welcome to this beautiful Gated Community located in Kissimmee! This inviting home offers a wonderful combination of comfort, thoughtful updates, and beautiful outdoor living. Recently painted inside and out, the home has a fresh, move-in-ready feel. The roof was newly replaced this week, offering added peace of mind for the next owner. One of the standout features of this property is the Florida room added in the backyard, creating the perfect space to relax, entertain, enjoy your morning coffee, or unwind at the end of the day while taking in the peaceful pond views. The backyard provides a tranquil setting and an extension of the home's living space, perfect for enjoying the Florida lifestyle year-round. Inside, the home's fresh paint creates a bright and welcoming atmosphere, while the thoughtful improvements and spacious living areas provide plenty of room to make the home your own. The combination of indoor comfort and an inviting outdoor retreat makes this property an excellent opportunity for those looking for a home that offers both everyday functionality and a relaxing setting. Important inclusions/exclusions: The refrigerator currently located in the kitchen does not convey. The sellers will leave the refrigerator currently located in the garage in its place. The washer and dryer do not convey. The existing water system does not convey, but the buyer will have the opportunity to purchase the water system directly from the sellers. With a new roof, fresh interior and exterior paint, and a beautiful Florida room overlooking the pond, this home is ready for its next chapter. Don't miss the opportunity to make this charming Kissimmee property your new home!

The essentials

Built
2012
Price / sqft
$221
On market
38 days
Annual tax
$4,478
HOA
$222/qtr
Flood zone
X · Low risk
Lot
9,583 sqft
Type
Single Family Residence

At a glance

Single family
Built 2012
Waterfront
Pond
3 car garage
Driveway
9,583 sqft lot
Lot size
1,490 sqft
Living area

Payment

Est. monthly payment
$2,333/mo
Down payment (20%)
$66,000
Property taxes
$373/mo
HOA
$222/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2012
Lot
9,583 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Waterfront
Pond
Days on Market
38
Split Bedroom
Thermostat
Walk-in Closet(s)
Sidewalk
Gated Community - No Guard
Playground
Sidewalks
Street Lights
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Bellalago Charter Academy (K-8)
Middle
Discovery Intermediate
High
Liberty High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,478
Parcel #
25-26-28-3518-0001-1920

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Isles Of Bellalago Ph 2
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
9,583 sqft
LevelSidewalkPaved
HOA
$222/qtr
Bellapointe Comm Assn/Shari Toler

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #S5156963
$330,000
$221/sqft

Neighborhood

3651 Sail Harbor Dr
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $330,000
$327,500 – $330,000
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 361 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 38.

Sample: 361 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,333/mo
Principal & interest$1,721
Property taxes$373
Insurance$165
HOA$74
Down payment20% · $66,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$330,000

$221 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,490 sq ft

Time on market

38 days

Year built

2012

Monthly payment

About $2,333/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,478 annual tax bill, insurance, and the $222/qtr HOA fee.

HOA fee

$222/qtr

Managed by Bellapointe Comm Assn/Shari Toler.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKELLER WILLIAMS ADVANTAGE IIIListing agent: Mayling MarreroListing data from Stellar MLS, MLS# S5156963.

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