4858 Kingston Cir, photo 1
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Overview

3 bd2 ba1,611 sqft2 car garageSingle Family
TypeSingle Family
HOA$455/yr
Built1989
Lot5,663 sqft
Living area1,611 sqft
Price / sqft$223
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 17 · 10:30 AM to 2:30 PM

About this home

Ceiling Fans(s)L DiningPrimary Bedroom Main FloorThermostatWalk-in Closet(s)LightingOutdoor GrillPrivate Mailbox

4858 Kingston Cir is a 1989-built home in Montego Bay, Kissimmee. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,611 square feet of living space. Listed at $359,000 (about $223/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $455 annually.

From the listing

An excellent opportunity for an investment property or primary residence in the desirable Montego Bay community in Kissimmee! This attractive home features 3 bedrooms, 2 bathrooms, a 2-car garage, a refreshing private pool, and the option to be sold fully furnished (negotiable). Situated in an area zoned for short-term rentals (Airbnb/VRBO) with an HOA fee of only $455 per year, it offers exceptional return potential and low maintenance costs. Its prime location places it just 5 minutes from Celebration and the Disney parks, close to major retailers like Target, Walmart, and Sam's, and steps away from Shingle Creek Regional Park for outdoor activities and family outings. Schedule your appointment today and don't miss out on this great opportunity!

The essentials

Built
1989
Price / sqft
$223
On market
16 days
Annual tax
$4,485
HOA
$455/yr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Private pool
Auto Cleaner
2 car garage
5,663 sqft lot
Lot size
1,611 sqft
Living area

Payment

Est. monthly payment
$2,463/mo
Down payment (20%)
$71,800
Property taxes
$374/mo
HOA
$455/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Auto Cleaner, Chlorine Free, Deck, In Ground, Indoor, Salt Water, Screen Enclosure, Self Cleaning, Tile
Days on Market
16
Ceiling Fans(s)
L Dining
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Lighting
Outdoor Grill
Private Mailbox
Dog Park
Playground
Pool
Sidewalks
Tennis Court(s)
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Celebration K-8
High
Poinciana High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,485
Parcel #
11-25-28-4180-0001-1490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Montego Bay
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
5,663 sqft
Paved
HOA
$455/yr
Montego Bay Homeowner's Association Inc.

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #S5158748
$359,000
$223/sqft

Neighborhood

4858 Kingston Cir
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $359,000
$357,500 – $359,000
99.5% – 100% of listTops out right at the list price
80% of listList price
191 of the last 354 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 16.

Sample: 354 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,464/mo
Principal & interest$1,872
Property taxes$374
Insurance$180
HOA$38
Down payment20% · $71,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,000

$223 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,611 sq ft

Time on market

16 days

Year built

1989

Monthly payment

About $2,463/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,485 annual tax bill, insurance, and the $455/yr HOA fee.

HOA fee

$455/yr

Managed by Montego Bay Homeowner's Association Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMY REALTY GROUP, LLC.Listing agent: Wendy BelloListing data from Stellar MLS, MLS# S5158748.

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