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Overview

3 bd3 ba1,680 sqftTownhouse
TypeTownhouse
HOA$895/qtr
Built2008
Lot3,364 sqft
Living area1,680 sqft
Price / sqft$199

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)Rain GuttersSidewalk

491 Harbor Winds CT is a 2008-built home in Harbor Winds, Winter Springs. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,680 square feet of living space. Listed at $335,000 (about $199/sqft), 0 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $895 quarterly.

From the listing

Enjoy extra savings with up to $10,000 in seller concessions, and breathe easy knowing the big expenses are already handled for you with a newer Roof (2023), AC (2022), and Water Heater (2023)! Welcome to your beautiful new chapter at 491 Harbor Winds Ct! Nestled in a highly desirable gated community, this bright, move-in-ready townhome is designed for effortless living. Retreat to your private 1st-floor primary sanctuary, complete with dual closets, a walk-in shower, and a relaxing jacuzzi. The cheerful layout offers 3 spacious bedrooms, 2.5 baths, convenient laundry, and a 2-car garage. Reclaim your weekends! Your low monthly HOA fee covers exterior maintenance and grounds care, giving you more time to enjoy the resort-style community pool, nearby nature trails, and top-rated Seminole County schools. Everything you have been looking for is right here. Schedule your tour today!

The essentials

Built
2008
Price / sqft
$199
On market
Today
Annual tax
$4,098
HOA
$895/qtr
Flood zone
X · Low risk
Lot
3,364 sqft
Type
Townhouse

At a glance

Townhouse
Built 2008
Community pool
Shared amenity
3,364 sqft lot
Lot size
1,680 sqft
Living area

Payment

Est. monthly payment
$2,554/mo
Down payment (20%)
$67,000
Property taxes
$342/mo
HOA
$895/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2008
Lot
3,364 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
0
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Rain Gutters
Sidewalk
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Irrigation-reclaimed Water
Pool
Sidewalks
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Winter Springs Elementary
Middle
South Seminole Middle
High
Winter Springs High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,098
Parcel #
33-20-30-528-0000-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Winds
County
Seminole
MLS Area
32708 - Casselberrry/Winter Springs / Tuscawilla
Lot Size
3,364 sqft
HOA
$895/qtr
Kaley Marie B. Celentano

Price history

Date
Event
Price
10/10/2026
Price change
Source: Stellar MLS #S5159212
$335,000-2.6%
$199/sqft
-
Price change
Source: Stellar MLS #S5159212
$344,000+2.7%
$205/sqft
10/15/2026
Listed for sale
Source: Stellar MLS #S5159212
$335,000
$199/sqft

Neighborhood

491 Harbor Winds CT
Winter Springs, FL, 32708 · 32708 - Casselberrry/Winter Springs / Tuscawilla

Market insights

Offer Insights

Choose an offer strength

List price: $335,000
$332,500 – $335,000
99.5% – 100% of listTops out right at the list price
80% of listList price
36 of the last 65 townhouse or villa closings in 32708 landed at this number or higher (55%). The median one sat 42 days before it went under contract, and this one just listed today.

Sample: 65 closed townhouse or villa sales in 32708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,554/mo
Principal & interest$1,747
Property taxes$342
Insurance$168
HOA$298
Down payment20% · $67,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$335,000

$199 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,680 sq ft

Time on market

Listed today

Year built

2008

Monthly payment

About $2,554/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,098 annual tax bill, insurance, and the $895/qtr HOA fee.

HOA fee

$895/qtr

Managed by Kaley Marie B. Celentano.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byAVANTI WAY REALTY LLCListing agent: Mayrin VarkeyListing data from Stellar MLS, MLS# S5159212.

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