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Overview

3 bd2 ba935 sqftSingle Family
TypeSingle Family
HOANone listed
Built1958
Lot4,792 sqft
Living area935 sqft
Price / sqft$262

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenAwning(s)LightingStorageCooktopMicrowaveRange

1646 Cod St is a 1958-built home in Pine Grove Park, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 935 square feet of living space. Listed at $245,000 (about $262/sqft), 1 day on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Charming 3-bedroom, 2-bath home in St. Cloud! This property features fresh interior paint, new carpeting, and granite countertops. The roof was replaced in 2019. Enjoy the fully fenced backyard with a 12-foot gate, Two storage sheds provide additional storage, including one equipped with electricity. Conveniently located just minutes from a public boat ramp with access to the Alligator Chain of Lakes, this home offers a great opportunity to enjoy the best of Florida living!

The essentials

Built
1958
Price / sqft
$262
On market
1 day
Annual tax
$2,284
Flood zone
AE
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 1958
4,792 sqft lot
Lot size
935 sqft
Living area

Payment

Est. monthly payment
$1,591/mo
Down payment (20%)
$49,000
Property taxes
$190/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1958
Lot
4,792 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
1
Ceiling Fans(s)
Eat-in Kitchen
Awning(s)
Lighting
Storage
Cooktop
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$2,284
Parcel #
02-26-31-4750-0001-4430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Grove Park
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
4,792 sqft

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #S5159532
$245,000
$262/sqft

Neighborhood

1646 Cod St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $245,000
$245,000
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 469 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 1.

Sample: 469 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,591/mo
Principal & interest$1,278
Property taxes$190
Insurance$123
Down payment20% · $49,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$245,000

$262 per sq ft

Beds and baths

3 beds, 2 baths

Size

935 sq ft

Time on market

1 day

Year built

1958

Monthly payment

About $1,591/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,284 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Have another question?

Brokered byTIE TEAM REALTY LLCListing agent: Stephanie Peterson, PAListing data from Stellar MLS, MLS# S5159532.

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