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Overview

5 bd4 ba3,196 sqftSingle Family
TypeSingle Family
HOANone listed
Built1905
Lot44,231 sqft
Living area3,196 sqft
Price / sqft$250

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingPrimary Bedroom Main FloorFrench DoorsPrivate MailboxSidewalkDishwasherDisposal

1109 Belcher Rd is a 1905-built home in Sutherland Town Of, Palm Harbor. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,196 square feet of living space. Listed at $799,000 (about $250/sqft), 779 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Property is located in unincorporated Pinellas County, current zoning allows certain business uses. Historical property right near the heart of downtown Palm Harbor. This home is on a 1 acre MOL lot. The 3,196 sqft residence offers a perfect setting for both residential and commercial use. As you arrive you will see a wrap-around porch in the front, there are hooks ready for porch swings to be placed. When you step inside you will notice the layout has optimal use for however you chose to use the space - office, play rooms, living room, gym etc. The primary bedroom on the first floor has french doors to enter, through those doors is a large space aside from the bedroom that can be used as an extra space for an office, storage, etc. With a full private bathroom attached. The kitchen has recent updates and offers seamless access to the large deck in the backyard that is perfect for any outdoor activities such as relaxation, gatherings, bon fires, gardening etc. Attached to the kitchen is the laundry room leading into bathroom for easy access from the backyard and kitchen. Spacious formal dining area between the kitchen and living room. Upstairs, you’ll find three spacious bedrooms, each providing lots of comfort for family and guests. Whether you envision it as your forever home or a unique commercial space, this property stands out with its versatile layout and prime location. Large 1 acre lot offers plenty of room for expansion and growth. Plenty of room for parking, a pool, multi-car garage, etc. Roof was replaced 7/2016 with peel & stick underlayment.

The essentials

Built
1905
Price / sqft
$250
On market
779 days
Annual tax
$8,474
Flood zone
X · Low risk
Lot
44,231 sqft
Type
Single Family Residence

At a glance

Single family
Built 1905
1.02 acres
Lot size
3,196 sqft
Living area

Payment

Est. monthly payment
$5,273/mo
Down payment (20%)
$159,800
Property taxes
$706/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1905
Lot
44,231 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
779
Ceiling Fans(s)
Crown Molding
Primary Bedroom Main Floor
French Doors
Private Mailbox
Sidewalk
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Highland Lakes Elementary-PN
Middle
Palm Harbor Middle-PN
High
Palm Harbor Univ High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2023)
$8,474
Parcel #
01-28-15-88560-076-0004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sutherland Town Of
County
Pinellas
MLS Area
34683 - Palm Harbor
Lot Size
44,231 sqft

Price history

Date
Event
Price
3/24/2026
Price change
Source: Stellar MLS #T3551452
$799,000-10.7%
$250/sqft
-
Price change
Source: Stellar MLS #T3551452
$894,900-18.6%
$280/sqft
8/25/2024
Listed for sale
Source: Stellar MLS #T3551452
$1,100,000
$344/sqft

Neighborhood

1109 Belcher Rd
Palm Harbor, FL, 34683 · 34683 - Palm Harbor

Market insights

Offer Insights

Choose an offer strength

List price: $799,000
$785,000 – $799,000
98.2% – 100% of listTops out right at the list price
80% of listList price
79 of the last 156 home closings in 34683 landed at this number or higher (51%). The median one sat 25 days before it went under contract, and this one is on day 779 after a $301,000 cut.

Sample: 156 closed home sales in 34683 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,273/mo
Principal & interest$4,167
Property taxes$706
Insurance$400
Down payment20% · $159,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$799,000

$250 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,196 sq ft

Time on market

779 days

Year built

1905

Monthly payment

About $5,273/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,474 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byABI ROAD REALTY LLCListing agent: Darleen DePoaloListing data from Stellar MLS, MLS# T3551452.

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