3817 109th Street East, photo 1
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Overview

4 bd3 ba2,262 sqft3 car garageSingle Family
TypeSingle Family
HOA$15/mo
Built2024
Lot6,731 sqft
Living area2,262 sqft
Price / sqft$254
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsIN Wall Pest SystemSmart HomeThermostatTray Ceiling(s)SidewalkStreet LightsBuilt-in Oven

3817 109th Street East is a 2024-built home in Mandarin Grove, Palmetto. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,262 square feet of living space. Listed at $574,900 (about $254/sqft), 591 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $15 monthly.

From the listing

Under Construction. The side entryway off the front porch is lined with windows to let in ample natural light. The kitchen greets you with an island with built-in seating and a corner walk-in pantry. The dining area sets the space for the open concept family room that is embraced by a wall of windows. The backyard features an extended covered lanai. The primary bedroom is at the rear of the home and has three large windows overlooking the backyard. Double doors open into the primary bathroom which has dual vanities, garden tub, glass enclosed shower, and two walk-in closets. Three secondary bedrooms each with walk-in closets and two full bathrooms complete the space. The laundry room and drop zone are off the three-car garage.

The essentials

Built
2024
Price / sqft
$254
On market
591 days
Annual tax
$2,868
HOA
$15/mo
Flood zone
X · Low risk
Lot
6,731 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
3 car garage
6,731 sqft lot
Lot size
2,262 sqft
Living area

Payment

Est. monthly payment
$3,539/mo
Down payment (20%)
$114,980
Property taxes
$239/mo
HOA
$15/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,731 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
591
High Ceilings
IN Wall Pest System
Smart Home
Thermostat
Tray Ceiling(s)
Sidewalk
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Range Hood
In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$2,868
Parcel #
612306859

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mandarin Grove
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
6,731 sqft
HOA
$15/mo
TBD

Price history

Date
Event
Price
7/2/2025
Price change
Source: Stellar MLS #TB8355912
$574,900-4.2%
$254/sqft
-
Price change
Source: Stellar MLS #TB8355912
$599,900-4.3%
$265/sqft
2/27/2025
Listed for sale
Source: Stellar MLS #TB8355912
$626,900
$277/sqft

Neighborhood

3817 109th Street East
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $574,900
$570,000 – $574,900
98.8% – 100% of listTops out right at the list price
80% of listList price
224 of the last 446 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 591 after a $52,000 cut.

Sample: 446 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,540/mo
Principal & interest$2,998
Property taxes$239
Insurance$287
HOA$15
Down payment20% · $114,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$574,900

$254 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,262 sq ft

Time on market

591 days

Year built

2024

Monthly payment

About $3,539/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,868 annual tax bill, insurance, and the $15/mo HOA fee.

HOA fee

$15/mo

Managed by TBD.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPERRY HOMESListing agent: Toby JonesListing data from Stellar MLS, MLS# TB8355912.

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