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Overview

3 bd2 ba1,247 sqftSingle Family
TypeSingle Family
HOANone listed
Built1945
Lot3,986 sqft
Living area1,247 sqft
Price / sqft$233

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

440 S Bayshore Dr is a 1945-built home in Gulf Shores 4th Add, Madeira Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,247 square feet of living space. Listed at $290,000 (about $233/sqft), 559 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

INVESTMENT OPPORTUNITY. FLOOD DAMAGED HOUSE! PRICE HAS BEEN LOWERED ! AMAZING VALUE CLOSE TO THE WATER ! Welcome to a fantastic opportunity in Madeira Beach! This charming 3-bedroom, 2-bathroom single-family residence, built in 1945, offers a blank canvas ready for your vision. Nestled on a 3,986 square-foot lot, the home provides ample space for you to create your dream sanctuary. Step inside to discover a warm and inviting atmosphere. The home's interior features a spacious open layout, where natural light floods the rooms, creating a bright and airy feel throughout. The central air conditioning ensures comfort, while tile flooring adds a sleek, modern touch. Though the kitchen and living areas are in need of some TLC, the possibilities are endless, allowing you to transform the space into a home that truly reflects your style. The primary bedroom, along with two additional bedrooms, each offers plenty of potential. While none of the bedrooms come with built-in closets, this presents a unique opportunity to design custom storage solutions that perfectly fit your needs. The two bathrooms, though simple, provide a functional space ready for upgrades. The home sits on a slab foundation with a traditional shingle roof, providing durability for years to come. Though there is no garage, the carport area offers convenient parking, and with no HOA restrictions, you're free to make this property truly yours. A true fixer-upper, this property allows you to reimagine every corner, whether you're looking to modernize the interior or create an outdoor oasis. The backyard is a blank slate, offering the ideal space for a garden, patio, or additional entertaining areas. Located just moments away from the pretty Madeira Beach , this home promises to be a rewarding project for the right buyer. Don't miss out on this rare opportunity to own a piece of Madeira Beach with immense potential. With a bit of imagination and effort, you can turn this house into your forever home! The back yard belongs to the city, it is not private.

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The essentials

Built
1945
Price / sqft
$233
On market
559 days
Annual tax
$1,056
Flood zone
AE
Lot
3,986 sqft
Type
Single Family Residence

At a glance

Single family
Built 1945
3,986 sqft lot
Lot size
1,247 sqft
Living area

Payment

Est. monthly payment
$1,745/mo
Down payment (20%)
$58,000
Property taxes
$88/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1945
Lot
3,986 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
559
Elementary
Orange Grove Elementary-PN
Middle
Seminole Middle-PN
High
Seminole High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2024)
$1,056
Parcel #
10-31-15-34380-016-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gulf Shores 4th Add
County
Pinellas
MLS Area
33708 - St Pete/Madeira Bch/N Redington Bch/Shores
Lot Size
3,986 sqft

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #TB8369183
$290,000-10.8%
$233/sqft
-
Price change
Source: Stellar MLS #TB8369183
$325,000-13.3%
$261/sqft
4/2/2025
Listed for sale
Source: Stellar MLS #TB8369183
$375,000
$301/sqft

Neighborhood

440 S Bayshore Dr
Madeira Beach, FL, 33708 · 33708 - St Pete/Madeira Bch/N Redington Bch/Shores

Market insights

Offer Insights

Choose an offer strength

List price: $290,000
$277,500 – $290,000
95.3% – 100% of listTops out right at the list price
80% of listList price
71 of the last 140 home closings in 33708 landed at this number or higher (51%). The median one sat 70 days before it went under contract, and this one is on day 559 after a $85,000 cut.

Sample: 140 closed home sales in 33708 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,745/mo
Principal & interest$1,512
Property taxes$88
Insurance$145
Down payment20% · $58,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$290,000

$233 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,247 sq ft

Time on market

559 days

Year built

1945

Monthly payment

About $1,745/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,056 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byLPT REALTY, LLC.Listing agent: Daniela Nankova-SilverstoneListing data from Stellar MLS, MLS# TB8369183.

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