Tbd Plantation Dr, photo 1
Active
1 / 23

Overview

0 baLand
TypeLand
HOANone listed
Lot64,904 sqft

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Tbd Plantation Dr is a home Panama City. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Waterfront Residential Parcel on Callaway Bayou! Approximately 1.49 acres according to county records, offering space for a private waterfront residence or an approved residential development. The protected, boatable water connects with the Gulf Intracoastal Waterway, St. Andrews Bay, Shell Island, and the Gulf of Mexico. Neighboring waterfront homes have private docks, supporting the boating and fishing lifestyle found along Plantation Drive. Any new dock will require applicable permitting and approval. Zoned R-1 for detached single-family residences. Current City of Panama City regulations provide for a maximum density of 10 dwelling units per gross acre and a minimum newly created lot area of 5,000 square feet. The parcel may offer potential for multiple residential lots through an approved subdivision and development plan. The property has no HOA and offers extended frontage along paved Plantation Drive. Public Water, Sewer, and Electricity are available. A 2021 boundary survey is available and reports approximately 1.355 acres, while county records report approximately 1.49 acres. The survey depicts portions of the property in FEMA Flood Zones AE and X. Convenient to Tyndall Air Force Base, shopping, restaurants, and schools. Qualified buyers may purchase with as little as 20% Down payment.

Request documents

Free. Tap one and our team sends it over.

The essentials

On market
448 days
Annual tax
$2,448
Flood zone
X, AE · Low risk
Lot
64,904 sqft
Type
Land

At a glance

Land
Waterfront
Bayou
1.49 acres
Lot size

Payment

Est. monthly payment
$3,919/mo
Down payment (20%)
$130,000
Property taxes
$204/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
64,904 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Bayou
Days on Market
448
Flood Zone X, AE
Annual Tax (2024)
$2,448
Parcel #
06712-093-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Bay
MLS Area
32404 - Panama City
Lot Size
64,904 sqft
ClearedCorner LotLandscapedOtherOversized Lot

Price history

Date
Event
Price
8/23/2026
Price change
Source: Stellar MLS #TB8409963
$650,000-7.0%
7/22/2025
Listed for sale
Source: Stellar MLS #TB8409963
$699,000

Neighborhood

Tbd Plantation Dr
Panama City, FL, 32404 · 32404 - Panama City

Calculator

Est. monthly payment
$3,919/mo
Principal & interest$3,390
Property taxes$204
Insurance$325
Down payment20% · $130,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$650,000

Time on market

448 days

Monthly payment

About $3,919/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,448 annual tax bill, insurance.

Flood zone

Zone X, AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byLPT REALTY, LLCListing agent: Carol VillaniListing data from Stellar MLS, MLS# TB8409963.

Keep exploring Florida

Pick up where you left off, or see what else is out there.